An AA Home Insurance survey has found that men are more than 3 times more likely to do the maintenance around the house than women. 80% of men compared to just 25% of women say they do most of the DIY. When it comes to outsourcing though, 19% of females say that a handyman does most of the DIY, compared to 14% of men.
“Whether this is because women actually hire more handymen or because women are more likely to admit to hiring one than their male counterparts is uncertain.” says Conor Faughnan Director of Consumer Affairs at The AA. “A lot of basic DIY tasks can be carried out by the householder, male or female, but often people are reluctant and do not feel competent to carry them out. The males are a bit more likely to be ‘have a go heroes’ when it comes to DIY.”
Housework is often a bone of contention and it appears that women still do more. 88% of women claim to do most of the housework compared to 56% of men. The survey also found that most men feel that housework is shared equally between themselves and their partner. However women were far less willing to agree.
Something that both men and women agree on is who makes the most mess around the house; not surprisingly its children, as 48% of women and 49% of men will contest to. Guilty consciences seemed to also be a bit of a factor, as in second place behind the kids both men and women voted themselves the messiest.
It is very important to know what you need when it comes to your home insurance. For example, in a recent AA Home Insurance survey almost 38% of people with home insurance had not notified their insurance provider of any new valuables they had acquired since they last renewed their policy. Making sure all your contents are covered is extremely important. Anytime you buy a piece of jewellery or other expensive item, it is very vital that you add it to your list of home contents to be insured. If you don’t, you may not be able to claim if they are stolen or damaged.
“The National Consumer Agency issued a statement last week advising people to shop around for their Home Insurance and to know what they are buying.” Says Faughnan. “That is very sound advice and the AA fully endorses it. Make sure that your home is properly covered at the appropriate level for both buildings and contents. Understand what your policy covers in terms of excesses and other features, and then of course try to get the best value that you can.”
When working out the cost of your home insurance, you need to think about how much it would cost to rebuild your house and replace its contents. If the absolute worst happened and your house and everything in it was destroyed in a fire, how much would it cost to do a complete rebuild and replace all the contents? Don’t forget this will also mean fixed property such as a fitted kitchen or wardrobes, flooring, bathroom fixtures, garages, sheds, gates and fences.
There are also some security measures you will need to take note of. For example, some home insurance providers require home owners to have key-operated locks on any ground floor or accessible windows. You may also be required to have five lever mortice deadlocks on the entry and exit doors. You will need to check these issues with your insurer. In some circumstances, if these security measures are required and you don’t comply, you may not be fully covered if you do want to claim.
The best way to protect your home is to fit a house alarm and it could also help cut the cost of your home insurance. With AA Home Insurance you can get up to 15% off your policy if you have a monitored alarm system. Don’t forget though, you will need to turn on your alarm before you leave the house.
For further details or to get a quote for AA Home Insurance click here.