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Gender Equalisation FAQ

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Why is gender currently used when calculating insurance premiums?

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What is the AA’s stance on the ruling?

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When does the gender ruling come into effect?

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Outside of Motor insurance what other products/services will be affected?

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What factors other than gender are used to calculate motor insurance premiums?

HOW WILL THIS AFFECT MY PREMIUM

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Will my motor insurance premiums increase/decrease?

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Will my insurance premiums increase/decrease automatically from December 21st onwards if I pay by direct debit?

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What else can I do to lower my insurance premium?

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Will this affect my other insurance policies such as my home insurance?

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If I want to add a named driver to my policy, will that named driver be affected by the new ruling? Will my son become cheaper and my daughter become more expensive?

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How do I take advantage of the ruling?

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I’m a nurse /primary school teacher and I’m part of an affinity scheme. How will the new directive affect the scheme?

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If I change car or change my job or some other factor that might affect my premium, will I get a new price that reflects that new change?

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Myself and my spouse are both covered to drive one car which we share. Will it make a difference to our policy which one of us in termed the main driver?

AA Ireland Limited trading as AA Insurance is regulated by the Central Bank of Ireland.