Contents insurance cover summary | Included as standard |
Cover for your household goods, valuables, personal belongings, furniture, furnishings and domestic appliances against fire, theft, storm, water damage and vandalism |
Yes |
Contents cover |
Up to €500,000 |
Cost of alternative accommodation if your home cannot be lived in following an event covered by your contents policy |
Up to 50% of the sum you have insured |
New-for-old insurance cover on most items |
Yes |
Accidental damage cover for televisions, desktop computers, cookers and other non-portable home entertainment and home electrical and gas equipment |
Yes |
Accidental damage to mirrors, plate glass tops and fixed glass in furniture |
Yes |
Accidental damage cover for household goods, including furniture and furnishings |
Yes |
Contents in outbuildings or domestic garages |
Up to €5,000 |
Contents in the open (but within the boundaries of your property) |
Up to €1,000 |
Money in your home |
Up to €400 |
Fraudulent use of credit cards |
Up to €1,000 |
Fridge/freezer contents |
Up to €1,250 |
Loss of metered water/oil following accidental damage to the water or heating installation in your home |
Yes |
Valuables or personal belongings such as jewellery, watches, works of art and clothing |
Limit per item of 5% of Content Sum Insured (individual items worth more than this can be covered if specified on your policy) |
Away from home cover against loss or damage to valuables and personal belongings |
Available as an optional upgrade |
Christmas increase (automatic increase from months of December and January) |
10% of the sum you have insured |
Wedding increase (increase for a month before and after your wedding) |
10% of the sum you have insured |