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AA Mortgage Protection From Only €10 Per Month

Get AA Mortgage Protection and Home Insurance and receive €100 cashback*

Get a Mortgage Protection Quote
Get a Home Insurance Quote

SAVE A BUNDLE WHEN YOU BUY TOGETHER


Get A Quick Quote Online Now or Call us on 0818 300 016

Get AA Mortgage Protection and Home Insurance and receive €100 cashback*

Get Great Benefits with the AA

AA Mortgage Protection

  • Available from €10 per month
  • FREE Best Doctors® - this is a free service that provides a second opinion on diagnosis and treatment if you have a medical condition

Get a Mortgage Protection Quote or call us on 0818 300 016

AA Home Insurance

  • €60 off Online
  • 40% No Claims Discount***

Get a Home Insurance Quote or call us on 0818 227 228


Get €100 Cashback* when you take out AA Home Insurance with your Mortgage Protection


We guarantee to match any other insurer quote and give you a further 23% discount** in the first year, and a 15% discount every year after that for the full term of the policy. And, we will also give you €100 Cashback if you take out AA Home Insurance in addition to AA Mortgage Protection.

It's simple! All you have to do is purchase both products within 3 months of one another, pay a minimum of 1 month's premium on each product and we'll give you €100 Cashback*. We'll transfer the cashback to your bank account 6 weeks after the end of the month in which the second policy is purchased.

Standard minimum premium levels apply and standard acceptance criteria applies for both products.


Get a Quick Quote Now

What is Mortgage Protection?


Mortgage Protection Cover is essential for anyone buying their home. This decreasing life cover can be used to secure your mortgage with the bank. There is no cash value at the end of this plan. Mortgage Protection is one of the cheapest forms of life insurance because the level of life cover is designed to reduce alongside your mortgage over time.

You can also add specified illness cover to your insurance. This means that if you suffer from a specified illness while on cover, we will pay the full amount for which you are covered.


Get A Quick Quote Now! 23% Discount** and €100 Cashback Offer*

Who can be covered on the Mortgage Protection policy?


Single Life Cover

This is where one person is covered. If this person dies within the term of the policy, the proceeds will be paid to the policyholder’s estate. If your policy is assigned to your lender then proceeds will be paid directly to them.

Joint Life Cover

Joint life cover is taken out for two people and is payable on one death within the term of the policy. Upon making a valid claim, the cover is paid and the policy will cease.


Accelerated Specified Illness


If you wish, you can add Specified Illness Cover for an amount equal to your life cover. By adding the option of Specified Illness Cover, your plan will pay out on the earlier of death or the diagnosis and proof of a prescribed specified illness. The life and specified illness benefit is also a form of ‘reducing cover’ and decreases each month in line with your outstanding mortgage (provided that your mortgage payments are fully up to date and your mortgage interest rate does not exceed the level specified in your Policy Document.


Get Mortgage Protection
Get A Quick Quote Now! 23% Discount** and €100 Cashback Offer*



*Acceptance criteria, terms and conditions apply. Home Insurance minimum premium €218, Mortgage Protection minimum premium €100. Effective 1st November 2018 for new mortgage protection applications: €100 cashback will be paid to the customer bank account used to pay the mortgage protection, via EFT. Cashback will be paid 6 weeks after the end of the month in which the second policy was purchased. AA Members have the choice of €100 cashback or an extra 5% discount on mortgage protection, combined offer is not available.

**First year discount is 15% plus one month free (8.3%). After the first year 15% discount will apply for the remaining term of the policy. Price match with discount applies to life cover only quotes. If specified illness cover is included, price match without further discount applies. Price match only applies to standard quotes provided by Irish Life, Friends First, New Ireland, Royal London and Zurich with the same level and term of cover and up to a max sum assured of EUR 1,500,000. Does not apply to promotional special offers. Minimum premium applies (EUR10 per month, EUR100 per annum, incl. levy).

***Must be claims free for 5 years. Acceptance criteria, terms and conditions apply. No claims discount protection covers one claim, in any consecutive three-year period of insurance. Acceptance criteria, terms and conditions apply.

AA Ireland Limited trading as AA Insurance is regulated by the Central Bank of Ireland. AA Insurance provides Flexible Protection and Mortgage Protection products underwritten by Aviva Life and Pensions UK Limited and arranged by JSBCA Ltd T/A Low.

Aviva Life & Pensions UK Limited, trading as Aviva Life & Pensions Ireland, is authorised by the Prudential Regulation Authority in the UK and is regulated by the Central Bank of Ireland for conduct of business rules and, to a limited extent, by the Financial Conduct Authority for applicable UK conduct rules. Registered Branch Office in Ireland (No 906464) at One Park Place, Hatch Street, Dublin 2. Tel (01) 898 7000. Registered in England (3253947) at 2 Rougier Street, York, YO90 1UU.

JSBCA Ltd T/A Low are authorised and regulated by the Central Bank of Ireland. AA Ireland Limited, Registered Office: 61a South William Street, Dublin 2. Registered in Ireland, number 389194. Directors: B. Nevin (Chief Executive), J Birmingham, J. Farrell.


AA Ireland Limited trading as AA Insurance is regulated by the Central Bank of Ireland.