Greek House

07 Jul Family holiday in Greece? Here’s what you need to know

Unfortunately, financial uncertainty doesn’t have a monopoly on Greeks; thousands of tourists travelling to the south-eastern European country will be affected by the current upheaval. AA Travel Insurance is advising everyone to consult their insurance providers to ensure they’re covered if things go wrong whilst abroad.

What to look out for in your Travel Insurance policy

Despite being the sensible thing to do before jetting off, taking out basic travel insurance doesn’t mean that every box is ticked. If you’re covered under a cheaper policy, it might be the difference between being able to claim for insolvency or not. Put simply, make sure that your level of cover provides for End Supplier Failure. This covers any irrecoverable, unused costs and charges relating to third party companies that become insolvent within your booking, such as accommodation providers, hotels, car hire, ferries, coaches, which you have paid or are contracted to pay. This benefit comes as standard under AA Travel Insurance policies and allows you to claim up to €2,000.

Why buying early is best

After Greek citizens delivered a resounding ‘No’ vote in the referendum on Sunday, no clear outcome to the crisis is on the horizon. It appears then that financial insecurity will continue with the likelihood of short-notice strikes or industrial action more acute.

With AA Travel Insurance, you’re covered for unforeseen industrial action if it leads you to abandon your holiday. This benefit can be invoked if you’ve been delayed for more than 24 hours from the scheduled time of departure. For this reason, it is best to take out travel insurance at the time of booking your holiday. Without it, or even by leaving it to the week before you depart, could be the difference in losing a chunk of your accommodation costs due to a flight delay.

When not to travel

Advice from the Department of Foreign Affairs is invoked in most policies. Currently, the DFA has advised tourists to Greece to ‘take normal precautions’. Due to the current financial turmoil, however, it is best to keep abreast of goings-on and regularly check its security status in the run up to your departure. If bouts of social unrest lead the DFA to caution against travel, flouting this advice could result in a claim being rejected by your insurance provider. You can check the security status of countries worldwide by clicking here.

Keep your money safe, and your valuables safer

Although the Greek Government has indicated that Capital Controls will not affect tourists, the DFA has advised that you bring enough cash to get by. It’s best to take more than one means of cash with you – cash, debit and credit cards. Some tourists will most likely resort to carrying around high amounts of cash, due to the fact that ATM activity is limited in Greece. Also be aware that most businesses on Greek islands will not accept debit and credit cards. Therefore, increased levels of cash on your person can arouse a higher risk of theft or loss. It’s best to make sure your policy covers for this should the unfortunate happen.

As a precaution, ensure that cash is kept secure within a safe in your hotel/apartment – they generally come with insurance in case money is stolen from it.  It’s also a good idea to check that suitable protection is in place with your accommodation provider.

AA Travel Insurance provides cover for up to €350 cash per person travelling and €100 per person for those under 18.  If your personal belongings (valuables etc.) are stolen we’ll cover this up to €3,000, alongside luggage and baggage which are covered up to €3,000 per person.

AA Travel Insurance also has a 24 hour emergency assist English-speaking helpline if something goes wrong. Contact us immediately on + 353 1 431 1205

Orla O'Callaghan

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