This means you would not have to pay any excess in the event of a claim.

Covers business money and equipment in the event of damage, loss or theft.

Covers you if you fail to arrive in time to board your cruise on which you were booked to travel

Cover for your golf equipment in the event of loss, theft or damage. 

Cover for the loss or theft of wedding gifts, rings and attire as well as those unique wedding photos and video. 

Covers winter sports activities such as skiing, off-piste skiing & avalanche warnings

Covers you if your trip is disrupted or has to be cancelled due to a weather or natural event.

Covers you if you fail to arrive at the international departure point in time to board your connection

Covers you for the amount of any excess or repair costs you have to pay under the terms of a rental agreement following damage to a rental vehicle.

Standard excess is the amount of the claim that you agree to pay; we cover you for the remaining amount up to the limit of your cover.