- If you’re an existing AA Membership or AA Car Insurance customer, you can receive exclusive discounts when applying for (or renewing) your AA Home Insurance policy.
- It’s just one of the ways our customers can have added protection for their home away from home.
Best Holiday Home Insurance
Save €115 on your House Insurance + Get an extra 10% discount*
+ Get a €40 Retail Voucher!^
*Min premium of €218 & 5 years claims free. €115 discount applies to new business home insurance customers. Additional 10% discount applies to new business home insurance customers that currently hold an active AA Membership or Car Insurance policy & is only available on policies underwritten by AA Aviva / RSA. Read more T&Cs.
Save €115 on your Holiday Home Insurance and receive an additional 10% discount*
+
Get a €40 Retail Voucher too!^
🏠
From Malin Head to Mizen Head, AA customers with holiday homes can get a better deal on an insurance quote.
AA Holiday Home Insurance Features and Benefits
- Whether you’re at your holiday home or get a call that there’s been a fire, you don’t want to be surprised by fire brigade charges.
- AA Holiday Home Insurance covers you for up to €3,000 in fire brigade charges.
- Holiday homes are more susceptible to attempted break-ins. If you arrive to find someone has been tampering with locks, you can get them replaced.
- AA Holiday Home Insurance covers lock replacement up to €1,000.
- Don’t find yourself at a loss when you arrive at your holiday home and can’t have the heating on.
- If you’ve experienced a loss of oil, our insurance covers you up to €1,000.
- When renting out a holiday home, you don’t want to find yourself in a situation where someone gets injured or hurt without the correct cover.
- Our policy provides coverage for third-party claims up to €3,000,000**
- You may have to leave items outside depending on the time of year. That doesn’t mean they shouldn’t be ignored.
- AA Holiday Home Insurance can cover contents in outbuildings up to €3,000.
A very common problem, especially when holiday homes are unoccupied in the colder months, you never want to be at a loss when you uncover water in unwanted spaces.
Our coverage includes:
- Trace & Access up to €750
- Escape of water (excess is €1,000)
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"A guy from AA came to me after only waiting about 30 minutes and was super knowledgeable and had me back on the road on my way in under 5 minutes. Great service! Saved my bacon!"
Luke - Google Reviews
"Very efficient prompt service. Both the phone operator, and AA man were really helpful and solved my problem very quickly"
Mary - Google Reviews
FAQs about Holiday Home Insurance
The cost of holiday home insurance depends on the level of coverage you choose. To discover how much your holiday home insurance will be, request a quote today!
If you’re not covered, there’s no time like the present to get insured. Click here to get started (you can choose the type of insurance in Your Home).
The AA has two specific types of coverage:
- Holiday Home Family Use
- Holiday Home Let Out
AA Holiday Home policies only provide cover when the main use of the property is as a Holiday Home.
There is an allowance for short term lets available, as long as this is not booked via AirBnB, and does not exceed 5 times during the policy period.
No. The earliest you can apply for a policy quote is from today.
Our holiday home insurance can be used for:
- Detached houses
- Semi-detached houses
- Bungalows
- Purpose-built apartments & flats
Yes, plans can include accidental damage, although it may raise your premium.
The excess is €500 for holiday home policies.
Buildings coverage for AA holiday home policies starts at €160,000, while contents coverage starts at €23,000.
Learn more about Holiday House Insurance from the Recent Blog Posts....
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Terms and Conditions
*Min premium of €218 & 5 years claims free. €115 discount applies to new business home insurance customers. Additional 10% discount applies to new business home insurance customers that currently hold an active AA Membership or Car Insurance policy & is only available on policies underwritten by AA Aviva / RSA.
^cont. Quotes generated & purchased online only during offer period. Further terms & conditions apply. Offer ends 31st July 2025. Further T&Cs apply.
**Available on owner occupied policies only. Acceptance criteria, terms and conditions apply.
‡Acceptance criteria, terms and conditions apply.
¹Cover up to €250 per emergency. Maximum 4 emergencies per 12 month period of insurance.
∞A fully installed home security alarm system may qualify you for a reduction in your Home Insurance premium. Purchase AA Home Insurance & get a Free Phone Watch house alarm pack and install. Any additional fees charged at standard pricing. Monitoring fees apply. 12 month contract applies. Offer ends June 30th. Cannot be used in conjunction with another offer.