Remuneration
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Remuneration

AA Product Insurer Commission Profit Share Other Administrative Costs

Marketing Costs Card Payment Charges
Car Insurance Axa Up to 21.5% Yes €335,000 Yes
Aviva Up to 20% Yes No
No
Allianz Up to 21.5% Yes No Yes
RSA Up to 20.75% No €400,000 No
Liberty Up to 10% No No No
Van Insurance Axa Up to 10% No No No
Aviva Up to 10% No No No
Allianz Up to 10% No No No
Zurich Up to 5% No No No
Patrona Up to 5% No No No
Wrightway Up to 5% No No No
Liberty Up to 10% No No No
Home Insurance Aviva Up to 25% Yes No No
RSA Up to 24% No No No
Travel Insurance Inter Partner Assistance SA May range from 16% to 76%, for new policies. For policy renewals this may range from 3% up to 54% Yes €150,000 No
Home Membership Inter Partner Assistance SA May range from 9% up to 82% Yes No No
Life Insurance & Mortgage Protection Aviva Life & Pensions Ireland DAC Year 1: Up to 140%
Years 2 - 5: 20%
Renewals: 3%
No No No
Royal London Year 1:110%
Year 2+: 10%
No No No
Rescue Plus Amtrust International Underwriters DAC No Yes No No
European Breakdown Cover Amtrust International Underwriters DAC No Yes No No
Personal Accident Amtrust International Underwriters DAC Mark-up of €11.23 No No No
Legal Expenses Amtrust International Underwriters DAC Mark-up of €11.23 No No No

Commission: The AA receives commission from insurers. However, the AA regularly discounts its commission to help reduce the price you pay. Discounts applied to your policy can be found on your Confirmation of Sale/Renewal pack in the premium breakdown page.
Profit Share: If the insurer earns more premium than it pays out on claims and associated claims expenses, the AA may be entitled to receive a profit share payment. This is subject to a pre-agreed level of profitability being achieved by the insurer.
Administrative Costs: Administrative costs are costs associated with the AA administering policies on behalf of the insurer.  These are direct and indirect costs incurred to provide you with the best policy.  Details of the administrative costs that are reimbursed by some insurers to the AA are available upon request.
Credit card charges:  Some insurers have agreed to reimburse AA for processing charges that the AA incurs in respect of policyholders who pay by credit and debit cards.
Up to 10%
 No  No  No

AA Ireland Limited trading as AA Insurance is regulated by the Central Bank of Ireland.