Choose the vet fee limit that suits your needs: €3,000, €5,000 or €7,000, for treatment your pet may need because of an accident or illness.
Pet Insurance by Petinsurance.ie^
Get comprehensive Pet Insurance for your dog or cat!
Pet Insurance – Caring for Your Pets Like Family 🐾
Pet insurance covers the cost of vet treatment when your dog or cat gets sick or has an accident, so a vet bill doesn’t turn into a hard choice. Through Petinsurance.ie, you can choose from three cover types, Time Limited, Maximum Benefit and Lifetime, with vet fee limits up to €7,000, the highest available in Ireland. Pick the level that suits your pet and your budget, and get a quote in a few minutes.
🐕 Get Affordable Pet Insurance in Minutes!
Benefits and Features of Pet Insurance
If your dog injures someone or damages their property, you’re covered for up to €250,000.
If you’re hospitalised and can’t look after your pet, get up to €1,500 towards kennel, cattery or pet-minding costs.
If a vet recommends professional help for your pet’s mental or emotional wellbeing, that’s covered up to your chosen vet fee limit too.
Compare Our Pet Insurance Cover Types
Every pet - and every budget - is different. Here's how our three cover types stack up, so you can pick what works best for your pet.
| Time Limited | Maximum Benefit | Most Comprehensive Lifetime | |
|---|---|---|---|
| Vet fee limit | Choose a vet fee limit from €3,000, €5,000 or €7,000 | Choose a vet fee limit from €3,000, €5,000 or €7,000 | Choose a vet fee limit from €3,000, €5,000 or €7,000 |
| How long each condition is covered | Covers each new condition for up to 12 months | Covers each new condition up to a set amount | Cover limits refresh each year you renew |
| Long-term / ongoing conditions | Ongoing conditions are not covered once the 12-month time limit has expired or the vet fee limit is reached for that condition, whichever comes first | Ongoing conditions are not covered once the vet fee limit is reached for that condition | Covered up to your chosen vet fee limit. This limit refreshes each year you renew |
| 24/7 Assist Your Paws careline | Unlimited access | Unlimited access | Unlimited access |
| Get a Quote | Get a Quote | Get a Quote |
Swipe sideways to compare →
Time Limited
- Vet fee limit
- Choose a vet fee limit from €3,000, €5,000 or €7,000
- How long each condition is covered
- Covers each new condition for up to 12 months
- Long-term / ongoing conditions
- Ongoing conditions are not covered once the 12-month time limit has expired or the vet fee limit is reached for that condition, whichever comes first
- 24/7 Assist Your Paws careline
- Unlimited access
Maximum Benefit
- Vet fee limit
- Choose a vet fee limit from €3,000, €5,000 or €7,000
- How long each condition is covered
- Covers each new condition up to a set amount
- Long-term / ongoing conditions
- Ongoing conditions are not covered once the vet fee limit is reached for that condition
- 24/7 Assist Your Paws careline
- Unlimited access
Most Comprehensive
Lifetime
- Vet fee limit
- Choose a vet fee limit from €3,000, €5,000 or €7,000
- How long each condition is covered
- Cover limits refresh each year you renew
- Long-term / ongoing conditions
- Covered up to your chosen vet fee limit. This limit refreshes each year you renew
- 24/7 Assist Your Paws careline
- Unlimited access
Every cover type includes unlimited access to our 24/7 Assist Your Paws careline - so you've always got someone to turn to, whatever type of cover you choose.
Optional Extras
Every policy can be tailored with the following optional extras.
Losing your pet can be a worrying time. If they’re lost or stolen and not found within 30 days, you’re covered up to your pet’s value (up to €3,000), plus up to €1,000 towards advertising and up to €500 towards a reward. Your pet needs to be microchipped for this cover to apply.
If the worst happens and your pet passes away from an illness (up to age 8 for dogs or 10 for cats) or an accident, this covers up to your pet’s value (up to €3,000), including at-home euthanasia and cremation or burial costs.
Taking your pet on the road? This covers trips within Ireland, the UK and the EU, for up to 180 days a year, including vet fees abroad, emergency repatriation, travel delay and quarantine costs.
What pet insurance you are looking for? 
Cat Insurance
Indoor or outdoor, moggy or purebred—we’ve got your furry friend covered
Dog Insurance
Puppy, Pedigree, under 8 years or a mongrel?—we’ve got them covered
Pet Insurance Frequently Asked Questions (FAQs) ✨
Three types: Time Limited, Maximum Benefit and Lifetime. Each covers vet fees for accidents and illnesses, with different limits and time periods, so you can choose what suits your pet and your budget. All three come with a choice of €3,000, €5,000 or €7,000 vet fee limits.
No. Pet insurance is there for unexpected vet bills, such as accidents or illness. It doesn’t cover routine or preventative treatment like vaccinations, neutering, or flea, tick and worming treatments. Your pet needs a yearly health check, including a dental check, to keep the cover valid.
Yes. There’s no upper age limit, and you can insure puppies and kittens from 8 weeks old.
No, pre-existing conditions aren’t covered. You also can’t claim for an illness that first showed symptoms within 14 days of your policy starting, or an accident or injury within the first 2 days.
The excess is the amount you choose to pay towards each claim, per condition, per policy year, from €75 to €275. If your pet is 5 or older, a 15% bill share also applies, calculated on what’s left after your excess. Full worked examples are in your policy wording.
Our claims team can pay your vet directly. Please ask your vet if they’re happy to do this.
You can also ask your vet to submit the claim on your behalf, by clicking on the link on our claims page.
Learn more about Pet Safety & Insurance from our Recent Blog Posts….
^This insurance is arranged and administered by Cover-More Blue Insurance Services Limited trading as Petinsurance.ie and underwritten by Burns & Wilcox Global Solutions Europe B.V. for and on behalf of the insurer, Sava Insurance Company d.d., Ulica Eve Lovše 7, SI-2000 Maribor, Slovenia. Sava are regulated by the Insurance Supervision Agency of Slovenia E.U. and passported on a freedom of service to the Republic of Ireland and is regulated by the Central Bank of Ireland for consumer protection rules. Cover-More Blue Insurance Services Limited is regulated by the Central Bank of Ireland.
AA Ireland Limited trading as AA Insurance is regulated by the Central Bank of Ireland.