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Backpacker Travel Insurance

Get a Tailored Backpacker Travel Insurance for Every Adventure*

*Covers for long trips abroad, including medical, cancellation, and baggage, with up to two short home visits allowed (cover paused while home). See T&Cs below.

Features & Benefits for Backpacker Travel Insurance 🏝

Backpacker Insurance gives you affordable, flexible travel insurance for travellers aged 18–45, whether you’re heading off on a gap year or exploring multiple countries. With a host of valuable benefits, you can focus on the journey, not the what-ifs. Explore more. Discover the benefits.

  • So this plan covers you for any emergency medical expenses up to €5,000,000.
  • It also includes 24/7 medical assistance so help is available anytime you need it. Read More.
  • This cover ensure that if you have to cancel your trip for some reason out of your control, this will cover up to €3,500 for any travel or accommodation costs you lose out on.
  • It covers lost, delayed, or stolen luggage up to €2,000.
  • Missed connection coverage that can cover up to €800.
  • Policy provides personal accident coverage of up to €25,000.
  • Our coverage extends to a variety of exhilarating winter activities, including skiing and snowboarding, ensuring you can relish in the snowy thrills of the season with complete peace of mind. Read More.
  • Get coverage for cancellations, shortened trips, medical costs, and extra lodging expenses if COVID-19 affects your travel plans and you’re unable to return home on schedule. Read More

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Rated Excellent by our customers

Online Reviews

"Anna was sooooo helpful today with my car insurance. Truly excellent service today!!! And brilliant price thank you AA"

"A guy from AA came to me after only waiting about 30 minutes and was super knowledgeable and had me back on the road on my way in under 5 minutes. Great service! Saved my bacon!"

"Very efficient prompt service. Both the phone operator, and AA man were really helpful and solved my problem very quickly"

Frequently Asked Questions (FAQs) for Backpacker Travel Insurance

  • Regular insurance like Multi Trip Insurance have limits on the maximum trip duration (45 or 60 days depending on the policy). With Backpacker Travel Insurance you’re completely covered for from the start date & end date on your insurance policy.

  • It does! With AA Backpacker Travel Insurance you’ve the choice of selecting between Europe, Worldwide & Australia, New Zealand. As an example, if you selected Europe, you’d be covered in France & Germany or even Spain!

  • Backpacker Travel Insurance doesn’t cover you for activities like Winter Spots, Golf, Business & Wedding. We recommend you read your AA Travel Insurance policy booklet to fully understand you coverage for specific activities.

  • The accidental loss of, theft of or damage to baggage or valuables is covered under the AA Backpacker Travel Insurance policy.

  • To make a claim on your policy you can call the claims centre on 01- 431 1204 from Ireland, or 00353 1431 1204 from outside Ireland.

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Terms and Conditions

*Available to residents of Ireland aged under 46 at the start of the insurance period. Cover applies for the full duration of your trip, up to the maximum period shown on your insurance certificate. You may return home up to two times during your trip, for a maximum of 14 days per visit. Cover is suspended while at home and resumes once you continue your journey abroad. Cover includes medical expenses, cancellation, curtailment, baggage, and personal liability, subject to the limits and excesses stated in your policy schedule. Travel to Australia, New Zealand, and other worldwide destinations is included, depending on the territorial limits selected on your certificate.