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Home Insurance from The AA Home Insurance from The AA

AA Home Emergency Insurance

AA Home Membership covers the things that matter most

Do you have Home Emergency Insurance? With AA Home Membership, you’re covered and get extrAA. 🏠

For over 100 years we’ve been there at the roadside, getting you home when it matters most. Now, let us take care of your home with comprehensive home emergency insurance – just €155 per year or only €12.90 per month.


Blocked drains or leaking radiators are surprises no one wants to see at home.

With AA Home Membership, we can help with the likes of blocked sinks, leaking waste pipes & some external drainage.

One of those situations anyone wants to avoid at home. When your boiler packs in or won’t get to work, The AA helps with emergency boiler cover.

We’ll get your boiler back online & your home warm again.

Whether it’s broken tiles, a hole forming or an accident causing damage, it can be confusing to know what’s covered when your roof isn’t.

AA Home Membership covers your roof against damage up to €2,000*

A broken or damaged window won’t just let a draught in; it can become a risk for your home security.

AA Home Membership provides window cover up to €2,000*

When the lights go out, there’s nothing to be worried about!

AA Home Membership will help keep your lights on if you experience complete or partial failure within your home.

And that includes electric showers too!


Are you the type of person who checks their pockets for their phone, wallet & keys?

In the event that you check and realise your keys are gone, the AA can help.

Our cover includes replacing & changing your locks should you forget or lose them.

It can be very alarming if you come across the likes of a brown rat or house mice scuttling across the floor.

AA home membership helps with the removal of pests, including wasp nests in outbuildings.

All you need to know about our Home Membership Insurance cover

AA Home Membership costs €155 for the year or the equivalent of €12.90 per month.

Call 1800 252 626 our 24/7 help- line. We will send a reliable tradesperson to your home.

You can make up to 4 claims a year. Each one will cover up to a maximum of €2000 for labour, parts, materials including VAT

You can make a claim from the 15th day following your policy start date. This only applies at the start of your policy and not when you renew your cover.

Yes, for each Home Membership claim you make , callout, labour, parts and materials are covered up to a value of €2000 including VAT.

There are no policy excess or call out fees to pay for Home Membership

  • Boilers
  • Central Heating
  • Burst Pipes
  • Blocked Drains
  • Blocked toilet waste pipes
  • Leak in flexible appliance hose causing a water leak
  • Leaking central heating pipes/radiators
  • Water leaking from a toilet cisterns, shower fixtures & cannot be controlled.
  • Partial(at least one room) or complete failure of internal lighting or sockets in your home.
  • A gas leak from the internal pipe connecting your gas appliance to the gas meter.
  • The removal of rats, mice, wasps and hornets.
  • Seen/unforeseen damage to your slate or tiled roof where there’s a likelihood of flooding or a security risk.
  • Lost/stolen keys for external doors
  • Damaged keys or locks on external doors
  • Damage to locks on external windows due to a break-in
  • Broken windows.

AA Home Membership will not cover the following:


  • Claims made within the first 14 days of a policy
  • Material and labour already covered by manufacturer/supplier guarantee
  • Equipment installed incorrectly prior to a problem
  • Permanent/follow on repairs
  • Equipment which has broken due to natural wear & tear
  • Emergencies that take place in homes when they’ve been unoccupied for more than 30 consecutive days (this doesn’t include holiday homes, which are covered under different policies you can view here)


It is vital that members are fully clear on what their membership covers them for in a home emergency. You can find more information on what is excluded in your policy booklet.

Rated Excellent by our customers?

Online Reviews

"Anna was sooooo helpful today with my car insurance. Truly excellent service today!!! And brilliant price thank you AA ?"

"A guy from AA came to me after only waiting about 30 minutes and was super knowledgeable and had me back on the road on my way in under 5 minutes. Great service! Saved my bacon!"

"Very efficient prompt service. Both the phone operator, and AA man were really helpful and solved my problem very quickly"

Boiler Repair with AA Home Membership

A broken boiler is one thing no home wants to have. Emergency cover means we can help you get your boiler/main heating system repaired.

If your boiler is deemed to be beyond economic repair & will require a replacement, AA Home Membership provides up to €750 on boilers that are up to 6 years old (For boilers older than 6 years & deemed to be beyond the point of economic repair, unfortunately no repair or replacement will be provided including cash values.).

Boiler Repair General Questions

You can make up to 4 claims under Boiler Service & Repair where your boiler suffers a “complete failure or partial” where you are left without hot water, heating or both.

A “complete failure” of the system is considered to have happened if your system stops producing hot water or you are completely without central heating.

We can cover boilers up to 15 years old for repair only.

We sadly can’t cover boilers for wear & tear.

No. Faulty installations are one of our general exclusions and can’t be covered.

Our home emergency cover does not cover commercial boilers.

The Authorised Insurer on the policy of your cover can pay up to €2,000. We highly recommend reading the policy booklet to learn more.

All our customers get rewards as standard

RelAAX!, Yellow and black have got your back. We give all our customers extra rewards as standard. Like 3c off every litre of fuel at CircleK, Nice 👌

With the AA App, Members can get rewards & discounts. Like 3c off every litre of fuel in CircleK garages nationwide.

Have a question? Get in touch with our customer service 👌

0818 227 228

RelAAx, Yellow & Black have got your back