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Holiday Home Insurance from AA Ireland
Protect your home away from home
Why opt for holiday home insurance with The AA? 🏠
From Malin Head to Mizen Head, AA customers with holiday homes can get a better deal on an insurance quote.
Using The AA, you can qualify for a 40% No Claims Discount & get €60 off by applying online. Just get a quote before 31st May 2023*.
If you’re an existing AA Membership or AA Car Insurance customer, you can receive exclusive discounts when applying for (or renewing) your AA Home Insurance policy.
It’s just one of the ways our customers can have added protection for their home away from home.
Whether you’re at your holiday home or get a call that there’s been a fire, you don’t want to be surprised by fire brigade charges.
AA Holiday Home Insurance covers you for up to €3,000 in fire brigade charges.
Holiday homes are more susceptible to attempted break-ins. If you arrive to find someone has been tampering with locks, you can get them replaced.
AA Holiday Home Insurance covers lock replacement up to €1,000.
Don’t find yourself at a loss when you arrive at your holiday home and can’t have the heating on.
If you’ve experienced a loss of oil, our insurance covers you up to €1,000.
When renting out a holiday home, you don’t want to find yourself in a situation where someone gets injured or hurt without the correct cover.
Our policy provides coverage for third-party claims up to €3,000,000**
You may have to leave items outside depending on the time of year. That doesn’t mean they shouldn’t be ignored.
AA Holiday Home Insurance can cover contents in outbuildings up to €3,000.
A very common problem, especially when holiday homes are unoccupied in the colder months, you never want to be at a loss when you uncover water in unwanted spaces.
Our coverage includes:
- Trace & Access up to €750
- Escape of water (excess is €1,000)
A clear-cut approach to Holiday Home Insurance
You never want to have headaches figuring out what your insurance can & can’t do.
Holiday Home Cover, and the items listed above, are only available on AA common product policies (Aviva and RSA). Please see Cover Summary for more details on AA common product and AA Liberty.
If you have any questions or need help knowing if your holiday home can get covered, give our team a quick call on 016740444.
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Protect the things that matter most to you 🏡
Protect the things that matter most to you 🏡
Get a 40% no claims discount and €60 off* a home insurance policy by buying directly from The AA.
Get a Quote
*Min premium of €218 & 5 years claims free. €60 applied to new business online quotes. Acceptance criteria, T&C’s apply.
**Available on owner occupied policies only. Acceptance criteria, terms and conditions apply.
^Acceptance criteria, terms and conditions apply.
What AA Customers ask most about holiday home insurance
The cost of holiday home insurance varies by your level of cover.
To find out how much your holiday home insurance would cost get a home insurance quote today.
If you’re not covered, there’s no time like the present to get insured. Click here to get started (you can choose the type of insurance in Your Home).
The AA has two specific types of coverage:
- Holiday Home Family Use
- Holiday Home Let Out
AA Holiday Home policies only provide cover when the main use of the property is as a Holiday Home.
There is an allowance for short term lets available, as long as this is not booked via AirBnB, and does not exceed 5 times during the policy period.
No. The earliest you can apply for a policy quote is from today.
Our holiday home insurance can be used for:
- Detached houses
- Semi-detached houses
- Purpose-built apartments & flats
Yes, plans can include accidental damage, although it may raise your premium.
The excess is €500 for holiday home policies.
Buildings coverage for AA holiday home policies starts at €160,000, while contents coverage starts at €23,000.