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Landlord Insurance from AA Ireland
Protecting your rental property
Why you should opt for AA Landlord Insurance 🏠
When you have property you’re renting, you want to be safe in the knowledge everything is taken care of. That means having an appropriate level of cover with dedicated landlord insurance for rental properties.
You can get a 40% No Claims Discount & €60 Off when you apply online at the AA. Just get a quote before 31st December 2022*.
Knowing why insurance for landlords matters
While it isn’t a must that landlords need insurance in place for all properties, most (e.g., buy-to-lets) require some degree of coverage.
Whether that’s an apartment, full home or landlord contents cover, The AA can see you get protected in common situations. That’s why our insurance is tailored to include a host of benefits, such as…
Accidents happen, and landlords can’t be there all the time to prevent them.
Landlords insured through AA common product policies are covered for third-party claims up to €3,000,000.
Rehousing tenants or paying for lost rent after an event like a flood or fire can be costly, especially when unexpected.
AA common product policies cover up to 15% of your buildings & contents sums insured.
There is a possible chance you’ll be responsible for call-out charges in the event of a fire.
With landlord insurance in place, you can get covered for fire brigade charges up to €3,000.
When an attempted break-in occurs, you want assurances your tenants and property will remain safe.
AA Landlord Insurance covers lock replacement up to €1,000.
Items like furniture and home appliances often need stored safely.
AA landlord insurance can provide cover for contents in outbuildings (up to €3,000) & in the garden (up to €700).
Finding a leak in rental property can feel like finding a needle in a haystack.
The AA can assist with Trace & Access (up to €700), with escape of water also covered as part of landlord insurance (where excess is €1,000).
Knowing what AA Landlord Insurance gets you
The AA is all about making our policies and coverage as clear-cut as possible. All the benefits listed above are covered as part of AA common product policies (Aviva and RSA).
If you want more detail on the elements of landlord insurance you can expect, please see Cover Summary for more details on AA common product and AA Liberty.
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Protect the things that matter most to you 🏡
Protect the things that matter most to you 🏡
Get 40% no claims discount and €60 off your landlord insurance by buying online.
Get a Quote Call 0818 227 228Protecting your home away from home too
Many landlords in Ireland will also own holiday homes. As another space that isn’t typically occupied 100% of the time, any steps you can take to protect a property must be considered.
That’s why the AA provides comprehensive holiday home insurance.
Frequently Asked Questions
There are more risks associated with letting a property than just living in one. Do not under estimate the importance of having the right insurance for your investment. Some landlords make the mistake of relying on normal household insurance cover which is not adequate. An investment property requires specific “buy-to-let” insurance that covers a landlord from financial losses connected with their rental properties.
We are able to quote for private homes and purpose built apartments which are owned by you that are let to families, couples and professionals.
AA Landlord Insurance is designed to give you with the highest level of protection; our policies provide full cover for a period of up to 45 consecutive days while the property is unoccupied, subject to you taking certain precautions. Please speak to one of our agents on 0818 227 228 for more details.
The building insurance should be covered by the management company in an apartment. You should always check with the management company to make sure that they have arranged this – ask them for a copy of the policy. It is vital to take out a separate policy to cover third party liability, loss of rent and contents cover.
Yes, the cover would apply to your contents only. Your tenants would need to arrange a separate “renters insurance” policy for them to ensure adequate cover is in place. We offer home contents cover which comes with great benefits like;
- Food in your freezer (up to €1,250)
- Door lock replacement (up to €750)
- The contents of your shed or garage (up to €1,000)
Get a quote for contents insurance here
Yes, you can get immediate cover online here or it can be arranged over the phone, call us on 0818 227 228.
Landlord Insurance comes with benefits such as cover for garden and shed contents as well as;
- Owners Liability to the public (up to €3,000,000)
- Rent & alternative accommodation (up to 15% of the sums insured)
- Fire brigade charges (up to €3,000)
- Door lock replacement (up to €1,000)
Need some help? ✨
Need some help? ✨
Get in touch with one of our home insurance specialists & we’ll take care of the rest. RelAAx!
Call 0818 227 228 Get an Online Quote*Min premium of €218 & 5 years claims free. €60 applied to new business online quotes. Acceptance criteria, T&C’s apply.
**Available on owner occupied policies only. Acceptance criteria, terms and conditions apply.
^Acceptance criteria, terms and conditions apply.