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AA Home Insurance: Policy Summary

Policy Features AA COMMON PRODUCT (Owner Occ)  AA COMMON PRODUCT (Rental Investment Property)  AA COMMON PRODUCT (Holiday Home)  Liberty Policy (All Policy Types)
Accidental Damage Buildings Optional X Optional Optional
Accidental Damage Contents Optional X Optional Optional
Public Liability €3,000,000 €3,000,000 €3,000,000 € 2,600,000
Personal Accident €35,000 X X Fatal Injury Benefit – €5,000
Rent & Alternative Accomodation up to 15% of BSI & CSI up to 15% of BSI & CSI up to 15% of BSI & CSI up to 15% of BSI
Door Locks €1,000 €1,000 €1,000 € 650
Trace and Access €700 €700 €700 € 650
Fire Brigade Charges €3,000 €3,000 €3,000 € 2,000
Deep Freezer Contents €2,000 X X € 700
Glass Breakage Sum Insured Sum Insured Sum Insured Sum Insured
Contents in Garden €700 €700 €700 € 650
Contents in outbuildings €3,000 €3,000 €3,000 € 5,000
Title Deeds €700 €700 €700 € 750
Jury Service €700 X X €25 per day – €700 limit
Wedding Gifts / Christmas Gifts Additional 10% of CSI X X Additional 10% of CSI
Loss of Oil €1,000 €1,000 €1,000 € 750
Visitors Personal Effects €700 X X € 1,000
Credit Cards €1,000 X X € 1,500
Protected No Claims Bonus 1 claim up to €3,000 X X X
Personal Money €400 X X € 500

Policy Features AA COMMON PRODUCT (Owner Occ)  Liberty Policy
Personal Accident €55,000 X
Personal Money €1,000 X
Protected NCD €6,000 X
Personal Belongings €2,000 X
Escape of Water Excess €550 X

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