AA Home Insurance: Policy Summary

Policy Features	AA COMMON PRODUCT (Owner Occ)	AA COMMON PRODUCT (Rental Investment Property)	AA COMMON PRODUCT (Holiday Home)	Liberty Policy (All Policy Types)
Accidental Damage Buildings	Optional	X	Optional	Optional
Accidental Damage Contents	Optional	X	Optional	Optional
Public Liability	€3,000,000	€3,000,000	€3,000,000	€ 2,600,000
Personal Accident	€35,000	X	X	Fatal Injury Benefit – €5,000
Rent & Alternative Accomodation	up to 15% of BSI & CSI	up to 15% of BSI & CSI	up to 15% of BSI & CSI	up to 15% of BSI
Door Locks	€1,000	€1,000	€1,000	€ 650
Trace and Access	€700	€700	€700	€ 650
Fire Brigade Charges	€3,000	€3,000	€3,000	€ 2,000
Deep Freezer Contents	€2,000	X	X	€ 700
Glass Breakage	Sum Insured	Sum Insured	Sum Insured	Sum Insured
Contents in Garden	€700	€700	€700	€ 650
Contents in outbuildings	€3,000	€3,000	€3,000	€ 5,000
Title Deeds	€700	€700	€700	€ 750
Jury Service	€700	X	X	€25 per day – €700 limit
Wedding Gifts / Christmas Gifts	Additional 10% of CSI	X	X	Additional 10% of CSI
Loss of Oil	€1,000	€1,000	€1,000	€ 750
Visitors Personal Effects	€700	X	X	€ 1,000
Credit Cards	€1,000	X	X	€ 1,500
Protected No Claims Bonus	1 claim up to €3,000	X	X	X
Personal Money	€400	X	X	€ 500

Enhanced Benefits