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AA Home Insurance: Policy Summary
| Policy Features |
AA COMMON PRODUCT (Owner Occ) |
AA COMMON PRODUCT (Rental Investment Property) |
AA COMMON PRODUCT (Holiday Home) |
Liberty Policy (All Policy Types) |
| Accidental Damage Buildings |
Optional |
X |
Optional |
Optional |
| Accidental Damage Contents |
Optional |
X |
Optional |
Optional |
| Public Liability |
€3,000,000 |
€3,000,000 |
€3,000,000 |
€ 2,600,000 |
| Personal Accident |
€35,000 |
X |
X |
Fatal Injury Benefit – €5,000 |
| Rent & Alternative Accomodation |
up to 15% of BSI & CSI |
up to 15% of BSI & CSI |
up to 15% of BSI & CSI |
up to 15% of BSI |
| Door Locks |
€1,000 |
€1,000 |
€1,000 |
€ 650 |
| Trace and Access |
€700 |
€700 |
€700 |
€ 650 |
| Fire Brigade Charges |
€3,000 |
€3,000 |
€3,000 |
€ 2,000 |
| Deep Freezer Contents |
€2,000 |
X |
X |
€ 700 |
| Glass Breakage |
Sum Insured |
Sum Insured |
Sum Insured |
Sum Insured |
| Contents in Garden |
€700 |
€700 |
€700 |
€ 650 |
| Contents in outbuildings |
€3,000 |
€3,000 |
€3,000 |
€ 5,000 |
| Title Deeds |
€700 |
€700 |
€700 |
€ 750 |
| Jury Service |
€700 |
X |
X |
€25 per day – €700 limit |
| Wedding Gifts / Christmas Gifts |
Additional 10% of CSI |
X |
X |
Additional 10% of CSI |
| Loss of Oil |
€1,000 |
€1,000 |
€1,000 |
€ 750 |
| Visitors Personal Effects |
€700 |
X |
X |
€ 1,000 |
| Credit Cards |
€1,000 |
X |
X |
€ 1,500 |
| Protected No Claims Bonus |
1 claim up to €3,000 |
X |
X |
X |
| Personal Money |
€400 |
X |
X |
€ 500 |
| Policy Features |
AA COMMON PRODUCT (Owner Occ) |
Liberty Policy |
| Personal Accident |
€55,000 |
X |
| Personal Money |
€1,000 |
X |
| Protected NCD |
€6,000 |
X |
| Personal Belongings |
€2,000 |
X |
| Escape of Water Excess |
€550 |
X |
