Car Insurance Policy Summary| theAA.ie
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AA Car Insurance: Policy Summary

Increased benefits for MembersBenefit
Driving of Other Cars* Fully Comprehensive
Sat Nav / Mobile Phone effects increased to €750
Replacement Locks and Alarms €1500

Policy FeaturesAA MotorAA Value
Lifetime Glass, Theft and Fire NCD Protection

Unlimited

Unlimited (Comprehensive policy only)

STEP BACK** NCD YEARS

3 years

X

No NCD

X

Yes

Windscreen/Glass Breakage

Unlimited if an AA approved repairer is used. Alternatively, €400 limit

Unlimited if an AA approved repairer is used. Alternatively, €400 limit

Driving Other Cars

Yes (if over 25 years old with full licence)

No

Courtesy Car+

Max 10 days

None

Fire Brigade Charges

€1000

€1000

Replacement Locks and Alarms

€1000

None

Foreign Travel (not incl. ROI & UK)

60 days

60 days

Child Car Seats

€500

X

Misfuel

€500

X

Sat Nav/Mobile Phone/Personal Effects

€500

X

Car Valet after a claim

Once an AA approved repairer is used

Once an AA approved repairer is used

Optional CoverAA MotorAA Value
NCD Protection (Claims in 3 years)***

1 unlimited claim in 3 year period

X

Open Drive

Yes (25-70 years old with full licence)

Yes (25-70 years old with full licence)

This is a summary of AA car insurance. To see a full list of the terms and conditions please refer our latest Policy Booklet

*Acceptance criteria, terms and conditions apply.

**Step Back Bonus Protection means that if you make a claim your No Claims Bonus will be stepped back by3 years, e.g. from 5 years to 2 years.

***Full No Claims Discount Bonus protection means you can incur one third party or own damage claim, amount unlimited, in a 3 year period without any loss of No Claims Discount. Full No Claims Bonus protection is an optional extra and subject to acceptance criteria.

+A courtesy car for up to 10 days & car valet are provided once the insurer's approved repairer is used following a valid fire, theft or accidental damage claim

AA Ireland Limited trading as AA Insurance is regulated by the Central Bank of Ireland.