AA Car Insurance: Policy Summary
| Increased benefits for Members | Benefit |
|---|
| Driving of Other Cars* |
Fully Comprehensive |
| Sat Nav / Mobile Phone effects increased to |
€750 |
| Replacement Locks and Alarms |
€1500 |
| Policy Features | AA Motor | AA Value |
|---|
| Lifetime Glass, Theft and Fire NCD Protection |
Unlimited |
Unlimited (Comprehensive policy only) |
| STEP BACK** NCD YEARS |
3 years |
X |
| No NCD |
X |
Yes |
| Windscreen/Glass Breakage |
Unlimited if an AA approved repairer is used. Alternatively, €400 limit |
Unlimited if an AA approved repairer is used. Alternatively, €400 limit |
| Driving Other Cars |
Yes (if over 25 years old with full licence) |
No |
| Courtesy Car+ |
Max 10 days |
None |
| Fire Brigade Charges |
€1000 |
€1000 |
| Replacement Locks and Alarms |
€1000 |
None |
| Foreign Travel (not incl. ROI & UK) |
60 days |
60 days |
| Child Car Seats |
€500 |
X |
| Misfuel |
€500 |
X |
| Sat Nav/Mobile Phone/Personal Effects |
€500 |
X |
| Car Valet after a claim |
Once an AA approved repairer is used |
Once an AA approved repairer is used |
| Optional Cover | AA Motor | AA Value |
|---|
| NCD Protection (Claims in 3 years)*** |
1 unlimited claim in 3 year period |
X |
| Open Drive |
Yes (25-70 years old with full licence) |
Yes (25-70 years old with full licence) |
This is a summary of AA car insurance. To see a full list of the terms and conditions please refer our latest Policy Booklet
*Acceptance criteria, terms and conditions apply.
**Step Back Bonus Protection means that if you make a claim your No Claims Bonus will be stepped back by3 years, e.g. from 5 years to 2 years.
***Full No Claims Discount Bonus protection means you can incur one third party or own damage claim, amount unlimited, in a 3 year period without any loss of No Claims Discount. Full No Claims Bonus protection is an optional extra and subject to acceptance criteria.
+A courtesy car for up to 10 days & car valet are provided once the insurer's approved repairer is used following a valid fire, theft or accidental damage claim