Car Insurance Policy Summary| theAA.ie

AA Car Insurance: Policy Summary

Increased benefits for Members	Benefit
Driving of Other Cars*	Fully Comprehensive
Sat Nav / Mobile Phone effects increased to	€750
Replacement Locks and Alarms	€1500

Policy Features	AA Motor	AA Value
Lifetime Glass, Theft and Fire NCD Protection	Unlimited	Unlimited (Comprehensive policy only)
STEP BACK** NCD YEARS	3 years	X
No NCD	X	Yes
Windscreen/Glass Breakage	Unlimited if an AA approved repairer is used. Alternatively, €400 limit	Unlimited if an AA approved repairer is used. Alternatively, €400 limit
Driving Other Cars	Yes (if over 25 years old with full licence)	No
Courtesy Car+	Max 10 days	None
Fire Brigade Charges	€1000	€1000
Replacement Locks and Alarms	€1000	None
Foreign Travel (not incl. ROI & UK)	60 days	60 days
Child Car Seats	€500	X
Misfuel	€500	X
Sat Nav/Mobile Phone/Personal Effects	€500	X
Car Valet after a claim	Once an AA approved repairer is used	Once an AA approved repairer is used

Optional Cover	AA Motor	AA Value
NCD Protection (Claims in 3 years)***	1 unlimited claim in 3 year period	X
Open Drive	Yes (25-70 years old with full licence)	Yes (25-70 years old with full licence)

This is a summary of AA car insurance. To see a full list of the terms and conditions please refer our latest Policy Booklet

*Acceptance criteria, terms and conditions apply.

**Step Back Bonus Protection means that if you make a claim your No Claims Bonus will be stepped back by3 years, e.g. from 5 years to 2 years.

***Full No Claims Discount Bonus protection means you can incur one third party or own damage claim, amount unlimited, in a 3 year period without any loss of No Claims Discount. Full No Claims Bonus protection is an optional extra and subject to acceptance criteria.

+A courtesy car for up to 10 days & car valet are provided once the insurer's approved repairer is used following a valid fire, theft or accidental damage claim