AA Car Insurance: Policy Summary
| Increased benefits for Members |
Benefit |
| Driving of Other Cars* |
Fully Comprehensive |
| Sat Nav / Mobile Phone effects increased to |
€750 |
| Replacement Locks and Alarms |
€1500 |
| Policy Features |
AA Motor |
AA Value |
| Lifetime Glass, Theft and Fire NCD Protection |
Unlimited
|
Unlimited (Comprehensive policy only)
|
| STEP BACK** NCD YEARS |
3 years
|
X
|
| No NCD |
X
|
Yes
|
| Windscreen/Glass Breakage |
Unlimited if an AA approved repairer is used. Alternatively, €225 limit
|
Unlimited if an AA approved repairer is used. Alternatively, €225 limit
|
| Driving Other Cars |
Yes (if over 25 years old with full licence)
|
No
|
| Courtesy Car+ |
Max 10 days
|
None
|
| Fire Brigade Charges |
€1000
|
€1000
|
| Replacement Locks and Alarms |
€1000
|
None
|
| Foreign Travel (not incl. ROI & UK) |
60 days
|
60 days
|
| Child Car Seats |
€500
|
X
|
| Misfuel |
€500
|
X
|
| Sat Nav/Mobile Phone/Personal Effects |
€500
|
X
|
| Car Valet after a claim |
Once an AA approved repairer is used
|
Once an AA approved repairer is used
|
| Optional Cover |
AA Motor |
AA Value |
| NCD Protection (Claims in 3 years)*** |
1 unlimited claim in 3 year period
|
X
|
| Open Drive |
Yes (25-70 years old with full licence)
|
Yes (25-70 years old with full licence)
|
This is a summary of AA car insurance.
Features & Benefits Documents
To see a full list of the terms and conditions please refer our latest Policy Booklet
*Acceptance criteria, terms and conditions apply.
**Step Back Bonus Protection means that if you make a claim your No Claims Bonus will be stepped back by3 years, e.g. from 5 years to 2 years.
***Full No Claims Discount Bonus protection means you can incur one third party or own damage claim, amount unlimited, in a 3 year period without any loss of No Claims Discount. Full No Claims Bonus protection is an optional extra and subject to acceptance criteria.
+A courtesy car for up to 10 days & car valet are provided once the insurer's approved repairer is used following a valid fire, theft or accidental damage claim