AA Mortgage Protection | theAA.ie

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AA Mortgage Protection

23% Discount until 31st December 2017*

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Mortgage Protection Quick Quote in just two minutes or call us on 0818 300 016


At the AA, we want to help you get in the door faster. So, we make sure that all the important benefits you need come as standard with AA Mortgage Protection. We provide financial security for your family by covering your mortgage as well as the option to add on “Specified Illness cover”.

And, we know saving money is important so we are now offering a 23% discount* on AA Mortgage Protection in the first year and 15% discount every year after that for the full term of the policy.

AA Mortgage Protection also comes with Best Doctors® for free; Best Doctors® is a service that provides a free second opinion on diagnosis and treatment if you have a medical condition.


Get a Mortgage Protection Quote

What is Mortgage Protection?


Mortgage Protection Cover is essential for anyone buying their home. This decreasing life cover can be used to secure your mortgage with the bank. There is no cash value at the end of this plan. Mortgage Protection is one of the cheapest forms of life insurance because the level of life cover is designed to reduce alongside your mortgage over time.

You can also add specified illness cover to your insurance. This means that if you suffer from a specified illness while on cover, we will pay the full amount for which you are covered.


Get a quick Mortgage Protection quote with a 23% discount on your first year

Who can be covered on the Mortgage Protection policy?


Single Life Cover

This is where one person is covered. If this person dies within the term of the policy, the proceeds will be paid to the policyholder’s estate. If your policy is assigned to your lender then proceeds will be paid directly to them.

Joint Life Cover

Joint life cover is taken out for two people and is payable on one death within the term of the policy. Upon making a valid claim, the cover is paid and the policy will cease.


Accelerated Specified Illness


If you wish, you can add Specified Illness Cover for an amount equal to your life cover. By adding the option of Specified Illness Cover, your plan will pay out on the earlier of death or the diagnosis and proof of a prescribed specified illness. The life and specified illness benefit is also a form of ‘reducing cover’ and decreases each month in line with your outstanding mortgage (provided that your mortgage payments are fully up to date and your mortgage interest rate does not exceed the level specified in your Policy Document.


Get Mortgage Protection
Get a quick Mortgage Protection quote with a 23% discount on your first year


*First year discount is 15% plus one month free (8.3%). After the first year 15% discount will apply for the remaining term of the policy. Does not apply to promotional special offers. 23% discount applies up to a max sum assured of EUR 1,500,000 for Life Cover and Specified Illness Cover. Minimum premiums still apply (EUR15 per month, EUR150 per annum, incl. levy)

AA Ireland Limited trading as AA Insurance is regulated by the Central Bank of Ireland. AA Insurance provides Flexible Protection and Mortgage Protection products underwritten by Aviva Life and Pensions UK Limited and arranged by JSBCA Ltd T/A Low. Aviva Life & Pensions UK Limited, trading as Aviva Life & Pensions Ireland, is authorised by the Prudential Regulation.Authority in the UK and is regulated by the Central Bank of Ireland for conduct of business rules. Aviva Life& Pensions UK Limited, trading as Aviva Life & Pensions Ireland, is also regulated in the UK by the Prudential Regulation Authority for prudential rules and, to a limited extent, by the Financial Conduct Authority for applicable UK conduct rules. Registered Branch Office in Ireland (No 906464) at One Park Place, Hatch Street, Dublin 2. Tel (01) 898 7000. Registered in England (3253947) at 2 Rougier Street, York, YO90 1UU.

JSBCA Ltd T/A Low are authorised and regulated by the Central Bank of Ireland. AA Ireland Limited, Registered Office: 61a South William Street, Dublin 2. Registered in Ireland, number 389194. Directors: B. Nevin (Chief Executive), J. Birmingham, J. Farrell.


AA Ireland Limited trading as AA Insurance is regulated by the Central Bank of Ireland.