AA Ireland uses cookies. By continuing to use this site you agree to our use of cookies. Click here to find out more.

Some features on our site are not supported with older versions of the IE browser. We would suggest that you upgrade your browser to experience everything our site has to offer. Click here to find out more.

Skip Navigation

AA Car Insurance: Policy Summary

Increased benefits for MembersBenefit
Driving of Other Cars* Fully Comprehensive
Sat Nav / Mobile Phone effects increased to €750
Replacement Locks and Alarms €1500

Policy FeaturesAA MotorAA Value
Lifetime Glass, Theft and Fire NCD Protection

Unlimited

Unlimited (Comprehensive policy only)

STEP BACK** NCD YEARS

3 years

X

No NCD

X

Yes

Windscreen/Glass Breakage

Unlimited if an AA approved repairer is used. Alternatively, €400 limit

Unlimited if an AA approved repairer is used. Alternatively, €400 limit

Driving Other Cars

Yes (if over 25 years old with full licence)

No

Courtesy Car+

Max 10 days

None

Fire Brigade Charges

€1000

€1000

Replacement Locks and Alarms

€1000

None

Foreign Travel (not incl. ROI & UK)

60 days

60 days

Child Car Seats

€500

X

Misfuel

€500

X

Sat Nav/Mobile Phone/Personal Effects

€500

X

Car Valet after a claim

Once an AA approved repairer is used

Once an AA approved repairer is used

Optional CoverAA MotorAA Value
NCD Protection (Claims in 3 years)***

1 unlimited claim in 3 year period

X

Open Drive

Yes (25-70 years old with full licence)

Yes (25-70 years old with full licence)

This is a summary of AA car insurance. To see a full list of the terms and conditions please refer our latest Policy Booklet

*Acceptance criteria, terms and conditions apply.

**Step Back Bonus Protection means that if you make a claim your No Claims Bonus will be stepped back by3 years, e.g. from 5 years to 2 years.

***Full No Claims Discount Bonus protection means you can incur one third party or own damage claim, amount unlimited, in a 3 year period without any loss of No Claims Discount. Full No Claims Bonus protection is an optional extra and subject to acceptance criteria.

+A courtesy car for up to 10 days & car valet are provided once the insurer's approved repairer is used following a valid fire, theft or accidental damage claim

AA Ireland Limited trading as AA Insurance is regulated by the Central Bank of Ireland.