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Annual Travel Insurance

From only €16.99*

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*Value price covers one adult under 50 to Europe with private medical insurance.

Coronavirus Outbreak

Important notice:

If you, a close relative or travelling companion receive a positive diagnosis for COVID-19, our policy will cover you if you have to cancel your trip. Cancellation claims relating to government restrictions for COVID-19 are excluded. If you contract COVID-19 while abroad our policy will cover you for related medical expenses.

We will not cover any claim where your travel to a country or specific area or event to which the Travel Advice Section of the Department of Foreign affairs or the World Health Organisation has advised the public not to travel to.

For the latest travel advice in relation to the outbreak of the Coronavirus, please visit our blog.

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AA Travel Insurance Features And Benefits


Annual Multi Trip

Get cover for the whole year, from just €16.99*


Cancellation Cover

Cover up to €6,000 for any lost travel and accommodation costs if cancelling your trip is unavoidable


Medical Cover

Emergency medical and repatriation cover up to €10,000,000


Baggage Cover

If your baggage is delayed for more than 12 hours we cover you for up to €300 (€50 per day)


Winter Sports Cover

Covers a wide array of winter sports activities including skiing and snowboarding

Choosing Your Travel Insurance

If you’re one of those lucky people planning more than one trip in the next year, we’re very jealous, but we should also let you know that AA Annual Travel Insurance is the best option. It covers you before, during and after your holiday and it can cost you as little as €16.99*.

If you’re only planning one trip this year, our Single Trip Travel Insurance is specifically tailored for any one trip, up to 60 days in length.

Whether you’re planning a gap year or just some time to get away from it all, our Backpacker Travel Insurance is specifically tailored to cover trips up to 365 days in length.

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Compare Level Of Cover

AA offers three levels of cover; Value, Essential and Extra. If you’re looking for cheap travel insurance covering just the basics then our Value Travel Insurance is for you. Our Essential Travel Insurance has all the basics but with a higher level of cover, while the Extra Travel Insurance provides our most comprehensive cover.

Not sure which one you want? Trying to find the balance between cheap insurance and features essential to you? We’ve got you covered. We’ve done up a comparison of each of our policies here.

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AA Members get more

We take particular pride in looking after our AA Members. That’s why AA Members get extra benefits when they buy an AA Extra Travel Insurance Policy. If you’re an AA Member at the time you take out Annual Travel Insurance, as well as the usual benefits, you can enjoy unlimited medical cover and no excess on any claim from just €33.17. This price is based on one adult under 50 years, travelling to Europe, with private medical insurance discount.**

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Winter Sports Cover

Whether you’re hitting the Blue Run or braving the Black Run, it’s important to make sure you have AA Winter Sports Cover on your Essential or Extra Travel Insurance policy. As well as the great benefits of AA Travel Insurance, adding Winter Sports covers you for things like your ski pass, lessons and equipment.

Make sure to add it to your Travel Insurance policy when you get a quote.

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European Breakdown Cover

Imagine the panic when you’re driving through the French countryside, with the kids in the back and a boot full of luggage and the car dies. You can always rely on the AA to help you out, just make sure you’re covered.

With AA European Breakdown Cover, local garages across our European road network will be on standby should you experience any bumps on the road.


Car Hire Excess Cover

When you rent a car, it usually includes insurance but it’s worth noting that if the car is damaged or stolen an excess would still need to be paid. Reducing this excess will add a considerable cost to your car rental and can often come as a surprise when you get to the rental desk. For a small price, AA Car Hire Excess can be included in your AA Travel Insurance policy and will cover your excess costs in the event of a claim.

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Making a Claim

Hopefully your holiday will go by without a hitch but if you need us we’re always here. To make a claim simply call claims assistance on 01 431 1204 from Ireland or +353 143 11204 if you are outside of Ireland, and quote AA Travel Insurance. Our claims team is available 24 hours a day, 365 days a year. To find out more about claims and what you should do in the event of an accident click on the link below.

Making a claim

Policy Booklets

Who doesn’t love reading about insurance? If you’re looking for more information, this is where you’ll find a list of all AA Travel Insurance policy booklets.

Policy Booklets

Cover Summary

Not interested in reading all the policy booklets? This is where you will find a chart summarising what our policies cover and the benefits of AA Travel Insurance.

Cover Summary

*€16.99 is based on annual Value cover for one adult under 50 to Europe, travelling with private medical insurance.
**€33.17 is the online Annual Extra price covering one adult under 50 to Europe, with private medical insurance discount.
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AA Ireland Limited trading as AA Insurance is regulated by the Central Bank of Ireland.