AA shines the spot light on uncertified driving

Results of a new poll carried out by AA Motor Insurance released today show that plenty of motorists have committed an offence by allowing one or more of their compulsory certificates to expire: NCT, Car Tax or motor insurance.

Of the 15,300 people polled by AA Motor Insurance 33% admitted to driving around at some point  with an expired NCT disc, 33% without valid car tax, 4% with an expired driver’s license and 2% with an out of date motor insurance disc.  Despite the risk of penalty points, fines, mandatory court appearances and even disqualification from driving if convicted a lot of motorists have been willing to take a chance.

“We get honest motorists who let their certificates slip for perhaps a few weeks because they have been slow to re-tax the car or have delayed the NCT appointment.” Says AA Director of Insurance John Farrell.

“It is very serious to drive your car without insurance, and it adds hugely to the cost for all motorists, but  at the same time a lot of people reported to us that they had simply forgotten to change the windscreen disk and driven with last year’s one still on display.”

While the AA survey spoke to AA customers there is a broader problem with a reckless minority of motorists who are deliberately driving uninsured and even in some cases displaying fake windscreen disks.

“As many as 5% of cars out there are uninsured at any one time.” Says Farrell. “This is paid for by the rest of us and it is a serious issue. That sort of wilful evasion is targeted by the Garda, and rightly so.”

The individual comments section of the AA Motor Insurance poll does however suggest that when it comes to expired motor certs more often than not the infringement was unintentional and that the motorists in question were quick to put the situation to rights once they realised their oversight.  Some on the other hand did confess to deliberately putting their renewal on the long finger down to personal cash flow issues.

The AA also reminds those driving vehicles aged ten years and over that new legislation introduced on June 1st of this year means they are now required to have their vehicle NCT tested annually.

Drivers aged 24 and younger were indentified during the AA Motor Insurance poll as the group most likely to have driven with lapsed insurance with 4% within this category saying they had done so.  The AA fears this figure might be higher again when those who consistently run the risk of driving without insurance are factored into the mix.  

County level data

Tracking well above the national average at 49%, more motorists in Cavan than in any other county said they had driven untaxed at some stage.  Following Cavan, 44% of the Carlow drivers and 43% of the Roscommon drivers surveyed indicated they had also done so whether deliberate or not.  Inversely Dublin and Donegal drivers emerged as least likely to have done so.

Monaghan (6.3%), Leitrim (5.1%) and Longford (4.6%) drivers were identified by the survey as most likely to have driven on a public road even though their motor insurance has expired.  Inversely Kilkenny (0.5%), Offaly (0.7%), Tipperary (0.9%) and Waterford (0.9%) drivers emerged as least likely to have done so.

Drivers interested in sharing their feedback on the topic are invited to post a comment at: http://blog.aaireland.ie/

Ends

Notes to the editor;

Fig. 1 % of respondents who have driven around knowing that the following were out of date (Based on 15,327 responses):

My NCT 32.7%
My Car Tax 33.2%
My Motor Insurance 1.8%
My driver’s license 4.1%
No, none of the above 51.7%

Fig. 2 % of respondents AGED 17 – 24 yrs olds who have driven around knowing that the following were out of date (Based on 330 responses):

My NCT 33.3%
My Car Tax 35.2%
My Motor Insurance 3.9%
My driver’s license 2.7%
No, none of the above 50.0%

Fig.3 % of respondents AGED 25 – 35 yrs olds who have driven around knowing that the following were out of date (Based on 3,224 responses):

My NCT 36.3%
My Car Tax 41.2%
My Motor Insurance 2.8%
My driver’s license 3.3%
No, none of the above 45.2%

Fig.4 % of respondents AGED 36 to 45 yrs olds who have driven around knowing that the following were out of date (Based on 3,224 responses):

My NCT 34.6%
My Car Tax 35.4%
My Motor Insurance 2.2%
My driver’s license 4.2%
No, none of the above 48.9%

Fig.5 % of respondents AGED 45 to 55 yrs olds who have driven around knowing that the following were out of date (Based on 4,040 responses):

My NCT 33.0%
My Car Tax 33.7%
My Motor Insurance 1.2%
My driver’s license 4.3%
No, none of the above 50.9%

Fig.6 % of respondents AGED 56 to 65 yrs olds who have driven around knowing that the following were out of date (Based on 1,122 responses):

My NCT 29.9%
My Car Tax 27.5%
My Motor Insurance 1.4%
My driver’s license 4.7%
No, none of the above 57.3%

Fig.7 % of respondents AGED 65+ yrs olds who have driven around knowing that the following were out of date (Based on 1,122 responses):

My NCT 21.1%
My Car Tax 14.1%
My Motor Insurance 0.8%
My driver’s license 5.7%
No, none of the above 70.1%

Fig. 8 County by county split of whether or not motorists have ever driven around in the knowledge that their NCT certification was out of date. (Based on 15,328 responses)

County  
Carlow ( 153 responses) 32.5%
Cavan ( 168 responses) 38.9%
Clare ( 299 responses) 31.6%
Cork ( 1,688 responses) 31.2%
Donegal (227 responses) 24.4%
Dublin ( 5672 responses) 32.4%
Galway ( 678 responses) 35.1%
Kerry ( 257 responses) 34.0%
Kildare ( 1012 responses) 31.2%
Kilkenny (200 responses) 31.0%
Laois (186 responses) 29.5%
Leitrim (81 responses) 27.8%
Limerick (519 responses) 32.1%
Longford ( 88 responses) 23.0%
Louth (330 responses) 32.6%
Mayo (278  responses) 36.0%
Meath (706  responses) 39.1%
Monaghan (80  responses) 31.6%
Offaly (150 responses) 31.5%
Roscommon ( 154 responses) 31.4%
Sligo (159  responses) 33.1%
Tipperary (340 responses) 32.1%
Waterford ( 329  responses) 30.0%
Westmeath ( 219 responses) 35.2%
Wexford (425  responses) 35.9%
Wicklow ( 675 responses) 34.5%

Fig. 9 County by county split of whether or not motorists have ever driven around in the knowledge that their Car Tax was out of date. (Based on 15,328 responses)

County  
Carlow ( 153 responses) 44.4%
Cavan ( 168 responses) 48.5%
Clare ( 299 responses) 32.3%
Cork ( 1,688 responses) 31.2%
Donegal (227 responses) 24.4%
Dublin ( 5672 responses) 27.2%
Galway ( 678 responses) 41.5%
Kerry ( 257 responses) 34.8%
Kildare ( 1012 responses) 34.4%
Kilkenny (200 responses) 34.5%
Laois (186 responses) 35.0%
Leitrim (81 responses) 34.2%
Limerick (519 responses) 37.4%
Longford ( 88 responses) 42.5%
Louth (330 responses) 41.2%
Mayo (278  responses) 40.4%
Meath (706  responses) 40.5%
Monaghan (80  responses) 32.9%
Offaly (150 responses) 43.0%
Roscommon ( 154 responses) 43.1%
Sligo (159  responses) 40.8%
Tipperary (340 responses) 38.4%
Waterford ( 329  responses) 30.6%
Westmeath ( 219 responses) 38.4%
Wexford (425  responses) 37.8%
Wicklow ( 675 responses) 35.6%

Fig. 10 County by county split of whether or not motorists have ever driven around in the knowledge that their Motor Insurance was out of date. (Based on 15,328 responses)

County  
Carlow ( 153 responses) 1.3%
Cavan ( 168 responses) 1.8%
Clare ( 299 responses) 1.7%
Cork ( 1,688 responses) 1.7%
Donegal (227 responses) 1.8%
Dublin ( 5672 responses) 1.6%
Galway ( 678 responses) 2.5%
Kerry ( 257 responses) 2.3%
Kildare ( 1012 responses) 1.5%
Kilkenny (200 responses) 0.5%
Laois (186 responses) 1.1%
Leitrim (81 responses) 5.1%
Limerick (519 responses) 1.6%
Longford ( 88 responses) 4.6%
Louth (330 responses) 2.4%
Mayo (278  responses) 2.5%
Meath (706  responses) 2.4%
Monaghan (80  responses) 6.3%
Offaly (150 responses) 0.7%
Roscommon ( 154 responses) 1.3%
Sligo (159  responses) 2.5%
Tipperary (340 responses) 0.9%
Waterford ( 329  responses) 0.9%
Westmeath ( 219 responses) 3.2%
Wexford (425  responses) 1.9%
Wicklow ( 675 responses) 2.1%

 

3 comments

  1. With regard to the NCT & cash flow issues, I do feel that a €28 retest charge is unreasonable when a fault has been identified and the necessary corrective action has been carried out and tested by an authorised dealer. Surely a verification process between NCT and garages would suffice andwould be in everyone’s best interests

  2. Why is it necessary to carry one’s driving licence while driving? The most likely and convenient place to keep it will be either on the sunblind or in the glove compartment. A thief will go for the quickest option. The driving licence conveniently gives the address of the owner so facilitating follow-up housebreaking.

    A friend of mine who was not carrying his licence was required to produce it in Tallaght Garda Station within 48 hours between the hours of 2 and 4 p.m. He arrived at 2.30 and was not seen until 5.30 when the garda just ticked off his name on a list. Why (1) can he not present it at any time of the day and (2) why not at his local Garda Station?

  3. To my best knowledge,a driving licence or any reqd. documents may be produced within 10 days at any agreed Garda Station.The Garda should have asked the driver, at the time when stopped , to nominate the Garda Station where he would produce the licence,.The licence would be shown to the Garda on desk duty there. Details taken and entered on the computer.. Twice recently friends of mine produced licences under those conditions one at 5pm on a Sunday,and another at 8.30pm on Friday.I think that Garda was just being officious.

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