04 Sep 2012
Posted by Miriam O'Neill 
From December 21st 2012 the use of gender as a risk factor when calculating motor insurance premiums will be illegal. This is as a result of a ruling by the European Court of Justice and despite statistical evidence that claims paid out to male drivers, particularly young males, are significantly more than those paid out to females. As a result premiums are likely to rise significantly for young female drivers and decrease for young male drivers.
Do you believe this ruling to be fair/unfair? Will you be more likely to shop around to get the best deal on your car insurance as a result?
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1 Comment
Gender discrimination is either allowable or it’s not. We can’t pick and choose what we allow it for and what we don’t.
You wouldn’t even be allowed to analyse losses by race or ethnicity or religion — and there may well be differences (Muslims don’t often drink for example).