AA Car Insurance: Policy Summary
|AA Common Product Increased benefits for Members (AXA, Allianz, Aviva & RSA policies)||Benefit (AA Common Product)||Benefit (Liberty Policies)|
|Driving of Other Cars*||Fully Comprehensive||Third Party Only|
|Sat Nav / Mobile Phone effects increased to||€750||X|
|Replacement Locks and Alarms||€1500||X|
|Policy Features||AA Motor||AA Value||Liberty Policy|
|Lifetime Glass, Theft and Fire NCD Protection||Unlimited||Unlimited (Comprehensive policy only)||X|
|STEP BACK** NCD YEARS||3 years||X||3 years|
|Windscreen/Glass Breakage||Unlimited if an AA approved repairer is used. Alternatively, €225 limit||Unlimited if an AA approved repairer is used. Alternatively, €225 limit||2 claims per insurance year (€25 excess)|
|Driving Other Cars||Yes (if over 25 years old with full licence)||No||Yes (Full Licence Drivers – Please refer to Cert)|
|Courtesy Car+||Max 10 days||None||Up to 5 days (only if car is stolen)|
|Fire Brigade Charges||€1000||€1000||€2200|
|Replacement Locks and Alarms||€1000||None||Loss of Keys (up to €850)|
|Foreign Travel (not incl. ROI & UK)||60 days||60 days||Up to 93 days in any one period of insurance|
|Child Car Seats||€500||X||X|
|Sat Nav/Mobile Phone/Personal Effects||€500||X||Audio equipment, radio receivers & Sat Nav equipment Up to €635|
|Car Valet after a claim||Once an AA approved repairer is used||Once an AA approved repairer is used||X|
|Optional Cover||AA Motor||AA Value||Liberty Policy|
|NCD Protection (Claims in 3 years)***||1 unlimited claim in 3 year period||X||1 Unlimited Claim in a policy year|
|Open Drive||Yes (25-70 years old with full licence)||Yes (25-70 years old with full licence)||Yes for (25-70 years old with full licence & lower powered car)|
This is a summary of AA car insurance.
Features & Benefits Documents
|Allianz Standard||Axa Standard||Aviva Standard||Liberty Policy|
|Allianz Value||Axa Value||Aviva Value||–|
*Acceptance criteria, terms and conditions apply.
**Step Back Bonus Protection means that if you make a claim your No Claims Bonus will be stepped back by3 years, e.g. from 5 years to 2 years.
***Full No Claims Discount Bonus protection means you can incur one third party or own damage claim, amount unlimited, (in a 3 year period for AXA, Allianz, Aviva & RSA policies / in 1 policy year for Liberty policies) without any loss of No Claims Discount. Full No Claims Bonus protection is an optional extra and subject to acceptance criteria.
+A courtesy car for up to 10 days & car valet are provided once the insurer’s approved repairer is used following a valid fire, theft or accidental damage claim.