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The AA Help Centre - Finding the answers to your questions

Remuneration

Remuneration Rates

Insurer Commission Profit Share Marketing Costs Card Payment Charges
AXA Up to 21.5% Yes €335,000 Yes
Aviva Up to 20% Yes No Yes
Allianz Up to 21.5% Yes No Yes
RSA Up to 20.75% No €400,000 No
Liberty Up to 10% No No No

Insurer Commission Profit Share Marketing Costs Card Payment Charges
AXA Up to 10% No No No
Aviva Up to 10% No No No
Allianz Up to 10% No No No
Zurich Up to 5% No No No
Patrona Up to 5% No No No
Wrightway Up to 5% No No No
Liberty Up to 10% No No No

Insurer Commission Profit Share Marketing Costs Card Payment Charges
AXA Up to 25% Yes No No
Aviva Up to 24% No No No

Insurer Commission Profit Share Marketing Costs Card Payment Charges
Inter Partner Assistance SA May range from 26% to 86%, for new policies. For policy renewals this may range from 9% up to 88%. Yes €150,000 No

Insurer Commission Profit Share Marketing Costs Card Payment Charges
Inter Partner Assistance SA May range from 9% up to 82% Yes No No

Insurer Commission Profit Share Marketing Costs Card Payment Charges
Aviva Life & Pensions Ireland DAC Year 1: Up to 140%
Years 2 – 5: 20%
Renewals: 3%
No No No
Royal London Year 1:110%
Year 2+: 10%
No No No

Insurer Commission Profit Share Marketing Costs Card Payment Charges
Amtrust International Underwriters DAC No Yes No No

Insurer Commission Profit Share Marketing Costs Card Payment Charges
Amtrust International Underwriters DAC No Yes No No

Insurer Commission Profit Share Marketing Costs Card Payment Charges
Amtrust International Underwriters DAC Mark-up of €17.50 Yes No No

Insurer Commission Profit Share Marketing Costs Card Payment Charges
Amtrust International Underwriters DAC Mark-up of €17.50 Yes No No

Other Information

Commission The AA receives commission from insurers. However, the AA regularly discounts its commission to help reduce the price you pay. Discounts applied to your policy can be found on your Confirmation of Sale/Renewal pack in the premium breakdown page.
Profit Share If the insurer earns more premium than it pays out on claims and associated claims expenses, the AA may be entitled to receive a profit share payment. This is subject to a pre-agreed level of profitability being achieved by the insurer.
Administrative Costs Administrative costs are costs associated with the AA administering policies on behalf of the insurer. These are direct and indirect costs incurred to provide you with the best policy. Details of the administrative costs that are reimbursed by some insurers to the AA are available upon request.
Credit card charges: Some insurers have agreed to reimburse AA for processing charges that the AA incurs in respect of policyholders who pay by credit and debit cards.

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