Enjoy Peace of Mind on your Holidays
+ Get 24/7 GP access!**
Please note: This is not a separate policy. Our Over 70s travel insurance is the same AA Travel Insurance product (Essential, Extra or Value cover) available to all eligible customers. Read below for more T&Cs.
We understand that travel doesn’t stop at 70 – in fact, it’s often when the best adventures begin. That’s why we offer travel insurance for customers over 70 through our standard AA Travel Insurance policies, with features designed to support your peace of mind.
Get a maximum of €6,000 (Extra Policy) or €3,500 (Essential Policy) in non-refundable expenses for flights or accommodation when your holiday is cancelled on grounds of illness, accident, or other event covered by the policy.
Note: Exclusions are subject to pre-existing medical condition and traveling against to government advisory.
Includes in-patient stays in hospitals, emergency care, and medically necessary repatriations.
Note: If you are privately insured, you will need to claim on your own insurance provider (a minimum inpatient overseas insurance of €55,000).
Covering expenses for COVID-19, which includes:
Note: Coverage is valid if bought over 48 hours prior to departure and in accordance with government travel warnings.
We hope your trip will go off without a hitch, but should something change. We’re here.
Get a QuoteNo. Travel Insurance for Over 70s is not a separate product – it’s our standard AA Travel Insurance (Essential, Extra, or Value), tailored with guidance relevant for travellers. Eligibility and cover depend on your age and health status at the time of taking out the policy.
Yes. Coverage is available for those up to age 79. Over 80s are not eligible. Only those under 65 are covered by value policies.
Yes, but they must be declared. Some minor or stable conditions (like hay fever, cataracts, and IBS) may be automatically covered, provided they meet specific criteria (e.g. no recent hospitalisations, no medication changes). For other conditions, written acceptance is required.
If you have private health insurance that covers inpatient medical treatment overseas up to at least €55,000, you’ll need to claim from that insurer first. This may also affect your premium.
For most customers, the maximum single trip duration is up to 45 days. However, if you’re aged 76 or over, the limit reduces to 31 days per trip under annual policies.
Yes. Our Extra policy covers up to €10 million for emergency medical expenses and repatriation. Essential cover provides lower limits – check your policy schedule for full details.
Yes. A wide range of conditions may be automatically covered (such as asthma, eczema, or cataracts), provided specific criteria are met (e.g. condition is stable, no planned treatment or investigations). You’ll find full details in your policy booklet or medical screening page.
Contact our claims centre to register a claim under your travel insurance for older people:
📞 From Ireland: 01-431 1204
📞 From Outside Ireland: +353 1 431 1204
Navigate Your Journeys with Confidence Using Our Expert Travel Tips.
*Price covers one adult under 50 to Europe with private medical insurance. AA Ireland is tied to Inter Partner Assistance SA for travel insurance policies.
**24/7 GP access is available only through selected providers and cover levels. Check your policy schedule and documents for full details. All cover is subject to the terms, conditions, limits and exclusions of the policy. For full details, please read the policy booklet.
^Cover available for customers aged up to 79 under Essential and up to 80+ under Extra. Terms and medical screening apply. Pre-existing medical conditions must be declared and accepted in writing to be covered. You can view the list of automatically covered conditions here.
AA Ireland is tied to Inter Partner Assistance SA for travel insurance policies. AA Ireland Limited trading as AA Insurance is regulated by the Central Bank of Ireland.
