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Building a House Extension in Ireland: A Comprehensive Guide | home insurance quote, home insurance quote online, home contents insurance ireland Building a House Extension in Ireland: A Comprehensive Guide | home insurance quote, home insurance quote online, home contents insurance ireland

AA Home Insurance

Will adding an extension affect my Home Insurance?

Published 11th March 2024Read Time 4 min

Adding an extension to your home can be a great way to give additional space. It can also significantly increase the value of your home. In Ireland, the process involves several steps, from planning and budgeting to obtaining necessary permissions and choosing the right construction partners.

  • Planning and Design

The first step in getting an extension is to carefully plan and design the project. This involves considering what you want from the extension. Are you looking for additional bedrooms, a larger kitchen, or a new living area? 

It’s crucial to think about how the new space will integrate with your existing home and how it will affect the overall flow and function of your living space. Hiring an architect or a designer might be an extra cost but they can provide invaluable insights. 

  • Budgeting

Budgeting is a critical aspect of any home extension project. Costs can vary widely depending on the size and complexity of the extension. Costs for materials used, and the current state of your home have a big impact on the overall budget. It’s essential to set a realistic budget that includes a contingency fund for unforeseen expenses. 

Getting quotes from several contractors can give you a clearer picture of the potential costs. Typical rebuild costs might be a good guide for you. It’s impossible to say exactly but a current guide of between €2,000 and €3,200 per square metre is reasonable according to the SCSI Rebuild calculator. 

Does an extension call for a change to my home insurance? | home contents insurance ireland, home insurance quote, home insurance quote online

  • Permissions and Regulations

In Ireland, some home extensions may require planning permission from your local authority, especially if the extension is above a certain size or if your home is in a protected area. It’s important to check the specific requirements and restrictions in your area before proceeding. 

  • Choosing the Right Contractor

Selecting the right contractor is crucial for the success of your project. Look for experienced professionals with a solid track record of similar projects. It’s advisable to get references and to visit previous projects if possible. Ensure that your contractor is fully insured and agrees to a clear contract that outlines the scope of work, timelines, costs, and payment schedules. The cheapest quote may not necessarily be the best choice!

Make sure your Home Insurance is up-to-date!

Considering extending your house in Ireland? Spend your money wisely! Your house will probably appreciate in value, therefore you’ll need to modify your home insurance. To make sure you’re covered, get a quick online quote for house insurance or home content insurance.

This could be the perfect time to reach out to AA Home Insurance for a competitive quote! And our Home Insurance comes with Emergency Home Rescue as standard!

Have a question? Get in touch with our customer service 👌

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