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AA Car Insurance

50% No Claims Discount & €100 Off Online*

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01 674 0443
*Minimum premium of €280 applies.

Who's got clever Car Insurance?

AA Car Insurance is clever because as a Member, you can get fully comprehensive insurance to drive other cars too**. And, you automatically get €100 off online and a 50% no claims discount if you haven’t made a claim in five years.

Get a quote online or give us a call on 016740443.

Our call centre is open Monday - Friday 9am - 6pm and Saturday 10am - 3pm.

If you have any queries, please visit our frequently asked questions.

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Benefits of Car Insurance with the AA


Comprehensive Car Insurance

With AA Car insurance our members get fully comprehensive insurance to drive other cars too. Our best level of cover means you’re covered to drive any car, even one that’s borrowed**.


No Claims Bonus

Save 50% if you have been claims free for five years. We also have the options of full or step back bonus protection for a cover that suits you.


Courtesy Car

We want to keep you moving. So, with our best level of cover we will give you a courtesy car if your car is out of action and a complimentary valet before it goes back on the road***.


Third Party, fire and theft

This is the minimum level of cover of car insurance you can get. With Third Party cover your own car won’t be covered if something were to happen.


Unlimited Windscreen Cover

Repairing glass can be expensive. Our best level of cover means you can get unlimited windscreen claims that won’t affect your no claims bonus.

Comparing quotes and providing the best cover for you

The AA have teamed up with Axa, Aviva and Allianz for car insurance to compare quotes to give you the best level of cover that suits your needs at the right price.  The AA have selected this panel of Insurance Companies to be able to offer unique product benefits at the most suitable price.

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AA Car Insurance is clever because as a Member, you can get fully comprehensive insurance to drive other cars too*. And, you automatically get €100 off online.
  • Our new car insurance TV ad

    Meet Mulligan, owner of the Brady family and the star of our NEW AA Car Insurance campaign. Mulligan is top dog in his house. Check out our TV ad here!

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AA Members get more

AA Members can now drive other cars fully comprehensive so if you need to borrow a car, we’ll insure you and you don’t even need to call us.** We’ll cover you up to €750 for your personal belongings like your sat nav and mobile phone.** If you need to replace the locks and alarms in your car, we’ll cover you up to €1500.**

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Have a Commercial Vehicle? The AA now do Van Insurance!

Our van insurance prices are competitive and we’re giving €75 off every AA Van policy****. Tailor your cover and payment options to suit you - Comprehensive, Third Party, Fire and Theft or Third Party Cover & monthly/annual payment options.

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Why choose the AA?

Here at the AA we’ve always cared more about people than cars. So, with AA Car Insurance we insure you not just your car, meaning AA Members get fully comprehensive car insurance to drive other cars, even when they’re borrowed. As one of Ireland’s top insurance intermediaries, our aim is to provide you with the best value car insurance available, as well as making sure you get the cover that suits your needs. We’ve been helping people on Irish roads for over a 100 years with AA Roadside Rescue through AA Membership and we’ve been providing car insurance for nearly 40 years. And that’s not all, we also offer Home Insurance, Travel Insurance and Life Insurance, as well as providing you with real-time traffic and travel information through AA RoadWatch and Routeplanner.

AA Car Insurance is clever because as a Member, you can get fully comprehensive insurance to drive other cars too*. And, you automatically get €100 off online.


Looking to renew your policy from last year? We make it easy through MyAA. Just follow the link below and you can renew your car insurance online.

Renew now

Retrieve a quote

Already got an online quote with us? You can now retrieve your quote and pick up where you left off. Simply enter the reference code in your AA quote email.

Retrieve a quote

Making a Claim

To make a claim simply call AA Claims Assist on 1890 467 100. Our claims team is available 24 hours a day, 365 days a year. To find out more about claims and what you should do in the event of an accident click on the link below.

Making a claim

Cover Summary

This is where you will find a list of all AA Car Insurance benefits along with the AA Policy Booklet.

Cover Summary

Comprehensive Insurance and Third Party, Fire and Theft Compared

One of the best ways to keep insurance costs down is to ensure that you choose the right kind of cover for you. While a comprehensive insurance policy offers the greatest level of cover, depending on your driver history and the age of your car, a third party, fire and theft insurance policy may best suit your needs.

If you’re uncertain over the level of cover you need, or what the difference between comprehensive insurance and third party, fire and theft insurance, is we’ve put together a handy guide to help you choose the right cover for you.

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*Discount of €100 will be automatically applied to all premiums quoted online. Minimum premium of €280 applies.
**Acceptance criteria, terms and conditions apply. Benefits exclude AA Value product. 
***A courtesy car for up to 10 days, car valet is provided following a claim where an approved repairer is used. Benefits exclude AA Value product.
****Acceptance criteria, terms and conditions apply. Minimum premium of €339 applies.

AA Ireland Limited trading as AA Insurance is regulated by the Central Bank of Ireland.