*Online discount for new motor policies only. Max discount €320; min premium €306.02. Further terms apply.
Looking after what you value most is our priority, and at AA, car insurance is tailored to your needs.
Whether you’re just joining us or you’re a longstanding member, unlock special advantages that make
our car insurance stand out across Ireland.
A claim for windscreen cover is provided where we will pay the cost* of replacing or repairing broken or damaged windscreens & windows, along with scratches to bodywork from broken windows.
We also help in the unfortunate event of a fire in the car or if personal belongings (up to €500) are stolen/damaged during theft or attempted theft.
* Limited to €225 where the claim is not processed through the AAI Approved Repairer.
Our Members get comprehensive insurance to drive other cars too, with our best level of cover. This means you’re covered to drive other cars, even one that’s borrowed.
Personal Accident cover up to €75,000
Cover for personal belongings, like your mobile phone, up to €750 for AA Members.
If you’ve been claims-free for five years you can receive a 50% discount on your car insurance policy
Legal expenses cover up to €50,000.
Keep your car insurance costs down by choosing the right level of cover with the AA. We offer multiple types of cover to support all our members, you can choose from:
Our comprehensive car insurance policy is the highest level of cover that we offer, making sure you and your car enjoy the greatest level of protection. This level of cover supports our members with the additional peace of mind on the road.
Third-party fire and theft is our basic level of cover, finding the right level of cover for you will depend on your vehicle, driving experience and other factors. Our guide to comprehensive car insurance cover and third-party fire and theft can help you choose the right level of car insurance for you.
Our young driver car insurance offers affordable cover for new drivers between the ages of 17 and 24, giving young drivers a balance between a great level of cover and value for money. AA insured young drivers can also enjoy the benefits of AA fuel savings and free roadside rescue.
Get your quote for young driver car insurance
Online Reviews
"Anna was sooooo helpful today with my car insurance. Truly excellent service today!!! And brilliant price thank you AA"
"A guy from AA came to me after only waiting about 30 minutes and was super knowledgeable and had me back on the road on my way in under 5 minutes. Great service! Saved my bacon!"
"Very efficient prompt service. Both the phone operator, and AA man were really helpful and solved my problem very quickly"
For over 100 years, the AA has provided Roadside Rescue on Irish roads.
Buying a car? Use Car History Check to ensure that the used car you’re considering buying has a clean record.
Rated ‘Great’ by our customers on our latest review. You’re in good hands.
A no claim discount is a reward for not making a claim on your motor insurance policy. Each year the discount on your renewal premium increases.
If you do make a claim, your discount will normally be less at the next renewal if your car insurance company cannot get their money back from the person responsible.
Yes, you can pay an additional premium to protect your no claim discount. Depending on your insurer, you can usually make two ‘fault’ claims in a 3- or 5-year period without affecting your no claim discount.
Yes, our comprehensive policy allows you to drive other vehicles with third-party cover, unless it’s specifically excluded by your insurer. If this is excluded, we’ll state this when you get a quote. If you’ve already bought car insurance from us, check your certificate of insurance. The conditions that apply to this benefit are in your Car Insurance Policy Booklet.
We provide cover for drivers who are aged between 18 and 99.
When you get a quote online, confirm that you are an AA Member. You could get a discount when you insure your car with us for the first time, and on subsequent renewals if you remain an AA Member.
*Online discount applies to new motor insurance policies purchased online only. Maximum discount value of €320 incl. fee commission write off applies. Subject to a minimum premium of €306.02.
**Customers who obtain a quote and purchase a policy online between 28 November 2025 at 00:01 and 1 December 2025 at 23:59 will automatically be entered into a free prize draw for a chance to win one year’s free car insurance. The prize is capped at a maximum value of €1,000. If the winner’s premium is lower than the prize value, no refund, credit, or cash equivalent will be provided for any unused amount. The prize can only be redeemed in a single transaction, applies to one policy only, and is non-transferable and non-exchangeable. AA Ireland reserves the right to verify eligibility, to withdraw or amend the promotion without notice, and to substitute a prize of equal or greater value if necessary. Standard AA Competition Terms and Conditions apply.
