- Unlock premium rewards with us, such as saving up to 6 cents on every litre of fuel at participating Circle K stations across the country.
- Plus, enjoy an additional perk of 10% off on AA Home Insurance, enhancing your savings even further.
Car Insurance
We Compare 13 Car Insurance Schemes online to Get You the Best Price^
+ Save up to €320*
*Online discount for new policies only. Max discount €320; min premium €306.02. ^The 13 insurance schemes refer to 13 distinct policy quotes generated from a panel of 8 insurers. Further terms apply.
AA Car Insurance Features and Benefits 🚘
Looking after what you value most is our priority, and at AA, car insurance is tailored to your needs.
Whether you’re just joining us or you’re a longstanding member, unlock special advantages that make
our car insurance stand out across Ireland.
Save up to €320 on Your Car Insurance*
- Safeguard your valuable no claims bonus with AA Car Insurance – Shielding you from Fire, Theft & Windscreen claims¹.
- With our policies, rest assured that in the unfortunate event of a fire or theft (with personal belongings coverage up to €500), you can file a claim without it affecting your hard-earned no claims bonus¹.
- The same protection extends to windscreen claims, where we cover the cost of replacing or repairing broken or damaged windscreens & windows, including scratches to bodywork from broken windows. Opting for an AA Approved repairer ensures full coverage, with a claim limit of €225 if you choose otherwise¹.
- With our best level of cover, AA customers with a full license get comprehensive car insurance.
- This means you’re covered to drive other cars, even one that’s borrowed, so you can get behind the wheel, safe in the knowledge you’re looked after².
- Receive Personal Accident coverage up to the sum of €75,000.
- In the event of an accident, an attempted break-in, or theft, AA can provide cover up to €750² for the loss or damage of personal items, including satellite navigation equipment and mobile phones.
- Enjoy a substantial 50% No Claims Discount on your car insurance in Ireland if you’ve maintained a claims-free record for five years! Plus, it’s worth noting that certain Ireland car insurance policies permit claims for incidents such as fire, theft, or misfuelling without impacting your hard-earned discount.
- Our policy can include legal expense coverage up to €50,000 to assist with costs such as solicitor’s fees and related expenses when they are justified².
- If you’re hitting the road for a vacation in destinations like Andorra, Denmark, Italy, or Spain, rest assured that AA car insurance extends full coverage to your insured vehicle in more than 30 countries, for a period of up to 60 days².
Comprehensive Car Insurance Cover
Our comprehensive car insurance policy is the highest level of cover that we offer, making sure you and your car enjoy the greatest level of protection. This level of cover supports our members with the additional peace of mind on the road.
Third Party Fire and Theft
Third-party fire and theft is our basic level of cover, finding the right level of cover for you will depend on your vehicle, driving experience and other factors. Our guide to comprehensive car insurance cover and third-party fire and theft can help you choose the right level of car insurance for you.
Young Driver Car Insurance
Young Driver Car Insurance
Our young driver car insurance offers affordable cover for new drivers between the ages of 17 and 24, giving young drivers a balance between a great level of cover and value for money. AA insured young drivers can also enjoy the benefits of AA fuel savings and free roadside rescue.
Get your quote for young driver car insurancePeace of mind, as standard 👌
Peace of mind, as standard 👌
For over 100 years, the AA has provided Roadside Rescue on Irish roads.
Buying a car? Use Car History Check to ensure that the used car you’re considering buying has a clean record.
Rated ‘Great’ by our customers on our latest review. You’re in good hands.
Popular Questions ✨
A no claim discount is a reward for not making a claim on your motor insurance policy. Each year the discount on your renewal premium increases.
If you do make a claim, your discount will normally be less at the next renewal if your car insurance company cannot get their money back from the person responsible.
Yes, you can pay an additional premium to protect your no claim discount. Depending on your insurer, you can usually make two ‘fault’ claims in a 3- or 5-year period without affecting your no claim discount.
Yes, our comprehensive policy allows you to drive other vehicles with third-party cover, unless it’s specifically excluded by your insurer. If this is excluded, we’ll state this when you get a quote. If you’ve already bought car insurance from us, check your certificate of insurance. The conditions that apply to this benefit are in your Car Insurance Policy Booklet.
We provide cover for drivers who are aged between 18 and 99.
When you get a quote online, confirm that you are an AA Member. You could get a discount when you insure your car with us for the first time, and on subsequent renewals if you remain an AA Member.
Terms & Conditions
*Online discount applies to new motor insurance policies purchased online only. Maximum discount value of €320 incl. fee commission write off applies. Subject to a minimum premium of €306.02.
^The 13 insurance schemes refer to 13 distinct policy quotes generated from a panel of 8 insurers. This ensures you see price points for varying levels of cover from the same insurer where available.
¹Acceptance criteria, terms and conditions apply. Only available on AA Product Standard Scheme only – Comprehensive and Third-Party Fire & Theft. (Allianz, AXA, Aviva & Intact only)
²Acceptance criteria, terms and conditions apply. Only available on AA common product policies (Allianz, AXA, Aviva & Intact only). Please see cover summary for more details on AA common product and RedClick.
AA Ireland Limited trading as AA Insurance is regulated by the Central Bank of Ireland.